WallStSmart

Ingredion Incorporated (INGR)vsWalmart Inc. (WMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Walmart Inc. generates 9976% more annual revenue ($725.30B vs $7.20B). INGR leads profitability with a 9.4% profit margin vs 3.1%. INGR appears more attractively valued with a PEG of 1.26. INGR earns a higher WallStSmart Score of 58/100 (C).

INGR

Buy

58

out of 100

Grade: C

Growth: 2.0Profit: 6.5Value: 6.0Quality: 8.5
Piotroski: 6/9Altman Z: 3.41

WMT

Hold

49

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 3.7Quality: 6.0
Piotroski: 4/9Altman Z: 3.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

INGRSignificantly Overvalued (-44.1%)

Margin of Safety

-44.1%

Fair Value

$83.17

Current Price

$99.98

$16.81 premium

UndervaluedFair: $83.17Overvalued

Intrinsic value data unavailable for WMT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INGR3 strengths · Avg: 10.0/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.4110/10

Safe zone — low bankruptcy risk

WMT3 strengths · Avg: 9.7/10
Market CapQuality
$899.74B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.4%9/10

Every $100 of equity generates 24 in profit

Areas to Watch

INGR3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-1.2%2/10

Revenue declined 1.2%

EPS GrowthGrowth
-26.0%2/10

Earnings declined 26.0%

Free Cash FlowQuality
$-77.00M2/10

Negative free cash flow — burning cash

WMT4 concerns · Avg: 3.5/10
P/E RatioValuation
39.8x4/10

Premium valuation, high expectations priced in

Price/BookValuation
9.5x4/10

Trading at 9.5x book value

Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
4.2%3/10

Operating margin of 4.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : INGR

The strongest argument for INGR centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 1.26 suggests the stock is reasonably priced for its growth.

Bull Case : WMT

The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.

Bear Case : INGR

The primary concerns for INGR are Revenue Growth, EPS Growth, Free Cash Flow.

Bear Case : WMT

The primary concerns for WMT are P/E Ratio, Price/Book, Profit Margin. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

WMT carries more volatility with a beta of 0.65 — expect wider price swings.

WMT is growing revenue faster at 7.3% — sustainability is the question.

INGR generates stronger free cash flow (-77M), providing more financial flexibility.

Monitor PACKAGED FOODS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

INGR scores higher overall (58/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ingredion Incorporated

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Ingredion Incorporated, produces and sells starches and sweeteners for various industries. The company is headquartered in Westchester, Illinois.

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Walmart Inc.

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.

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