WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsFitLife Brands, Inc. Common Stock (FTLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 22426% more annual revenue ($22.81B vs $101.27M). FTLF leads profitability with a 6.2% profit margin vs 2.6%. FTLF trades at a lower P/E of 17.1x. BJ earns a higher WallStSmart Score of 58/100 (C).

BJ

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 5.5Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

FTLF

Buy

57

out of 100

Grade: C

Growth: 8.7Profit: 6.0Value: 6.0Quality: 4.5
Piotroski: 1/9Altman Z: 1.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-62.6%)

Margin of Safety

-62.6%

Fair Value

$61.20

Current Price

$91.49

$30.29 premium

UndervaluedFair: $61.20Overvalued

Intrinsic value data unavailable for FTLF.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.9%9/10

Every $100 of equity generates 23 in profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

FTLF3 strengths · Avg: 8.7/10
Revenue GrowthGrowth
64.6%10/10

Revenue surging 64.6% year-over-year

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.194/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.263/10

Elevated debt levels

FTLF4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.784/10

Distress zone — elevated risk

Market CapQuality
$94.76M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.2%3/10

6.2% margin — thin

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : FTLF

The strongest argument for FTLF centers on Revenue Growth, P/E Ratio, Price/Book. Revenue growth of 64.6% demonstrates continued momentum.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : FTLF

The primary concerns for FTLF are Altman Z-Score, Market Cap, Profit Margin.

Key Dynamics to Monitor

BJ profiles as a growth stock while FTLF is a hypergrowth play — different risk/reward profiles.

BJ carries more volatility with a beta of 0.18 — expect wider price swings.

FTLF is growing revenue faster at 64.6% — sustainability is the question.

BJ generates stronger free cash flow (224M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (58/100 vs 57/100) and 15.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

FitLife Brands, Inc. Common Stock

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

FitLife Brands, Inc. provides nutritional supplements for health-conscious consumers in the United States and internationally. The company is headquartered in Omaha, Nebraska.

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