AXIS Capital Holdings Ltd (AXS)vsEssent Group Ltd (ESNT)
AXS
AXIS Capital Holdings Ltd
$101.04
-0.41%
FINANCIAL SERVICES · Cap: $7.82B
ESNT
Essent Group Ltd
$57.95
+0.94%
FINANCIAL SERVICES · Cap: $5.55B
Smart Verdict
WallStSmart Research — data-driven comparison
AXIS Capital Holdings Ltd generates 421% more annual revenue ($6.56B vs $1.26B). ESNT leads profitability with a 54.7% profit margin vs 15.4%. ESNT appears more attractively valued with a PEG of 0.84. AXS earns a higher WallStSmart Score of 74/100 (B).
AXS
Strong Buy74
out of 100
Grade: B
ESNT
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+60.0%
Fair Value
$253.92
Current Price
$101.04
$152.88 discount
Margin of Safety
-15.2%
Fair Value
$56.86
Current Price
$57.95
$1.09 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Strong operational efficiency at 20.2%
17.8% revenue growth
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 55 of every $100 in revenue as profit
Strong operational efficiency at 61.7%
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Areas to Watch
Distress zone — elevated risk
0.9% earnings growth
Weak financial health signals
Revenue declined 0.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : AXS
The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 15.4% and operating margin at 20.2%. Revenue growth of 17.8% demonstrates continued momentum.
Bull Case : ESNT
The strongest argument for ESNT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 54.7% and operating margin at 61.7%. PEG of 0.84 suggests the stock is reasonably priced for its growth.
Bear Case : AXS
The primary concerns for AXS are Altman Z-Score.
Bear Case : ESNT
The primary concerns for ESNT are EPS Growth, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
AXS profiles as a growth stock while ESNT is a declining play — different risk/reward profiles.
ESNT carries more volatility with a beta of 0.87 — expect wider price swings.
AXS is growing revenue faster at 17.8% — sustainability is the question.
AXS generates stronger free cash flow (614M), providing more financial flexibility.
Bottom Line
AXS scores higher overall (74/100 vs 67/100), backed by strong 15.4% margins and 17.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AXIS Capital Holdings Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.
Visit Website →Essent Group Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Essent Group Ltd., provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company is headquartered in Hamilton, Bermuda.
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