Ategrity Specialty Insurance Company Holdings (ASIC)vsChubb Ltd (CB)
ASIC
Ategrity Specialty Insurance Company Holdings
$24.64
-3.71%
FINANCIAL SERVICES · Cap: $1.09B
CB
Chubb Ltd
$350.19
-3.25%
FINANCIAL SERVICES · Cap: $133.13B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 13092% more annual revenue ($62.02B vs $470.18M). ASIC leads profitability with a 19.4% profit margin vs 18.0%. ASIC trades at a lower P/E of 12.2x. ASIC earns a higher WallStSmart Score of 66/100 (B-).
ASIC
Strong Buy66
out of 100
Grade: B-
CB
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 55.2% year-over-year
Earnings expanding 155.0% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 26.6%
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 23.4%
Generating 3.9B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Expensive relative to growth rate
Earnings declined 0.8%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ASIC
The strongest argument for ASIC centers on Revenue Growth, EPS Growth, Debt/Equity. Profitability is solid with margins at 19.4% and operating margin at 26.6%. Revenue growth of 55.2% demonstrates continued momentum.
Bull Case : CB
The strongest argument for CB centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 23.4%.
Bear Case : ASIC
The primary concerns for ASIC are Market Cap, Altman Z-Score.
Bear Case : CB
The primary concerns for CB are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
ASIC profiles as a growth stock while CB is a mature play — different risk/reward profiles.
ASIC is growing revenue faster at 55.2% — sustainability is the question.
CB generates stronger free cash flow (3.9B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ASIC scores higher overall (66/100 vs 59/100), backed by strong 19.4% margins and 55.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ategrity Specialty Insurance Company Holdings
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Ategrity Specialty Insurance Company Holdings, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States.
Visit Website →Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
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