The Allstate Corporation (ALL)vsAtegrity Specialty Insurance Company Holdings (ASIC)
ALL
The Allstate Corporation
$253.71
+0.76%
FINANCIAL SERVICES · Cap: $64.15B
ASIC
Ategrity Specialty Insurance Company Holdings
$27.47
+0.59%
FINANCIAL SERVICES · Cap: $1.32B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 13469% more annual revenue ($70.14B vs $516.88M). ASIC leads profitability with a 20.7% profit margin vs 19.0%. ALL trades at a lower P/E of 5.1x. ALL earns a higher WallStSmart Score of 82/100 (A-).
ALL
Exceptional Buy82
out of 100
Grade: A-
ASIC
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 31.3%
Revenue surging 45.9% year-over-year
Earnings expanding 71.8% YoY
Conservative balance sheet, low leverage
Keeps 21 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : ASIC
The strongest argument for ASIC centers on Operating Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 20.7% and operating margin at 31.3%. Revenue growth of 45.9% demonstrates continued momentum.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Bear Case : ASIC
The primary concerns for ASIC are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
ALL profiles as a mature stock while ASIC is a growth play — different risk/reward profiles.
ASIC is growing revenue faster at 45.9% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ALL scores higher overall (82/100 vs 70/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Ategrity Specialty Insurance Company Holdings
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Ategrity Specialty Insurance Company Holdings, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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