The Allstate Corporation (ALL)vsAtegrity Specialty Insurance Company Holdings (ASIC)
ALL
The Allstate Corporation
$221.01
+4.82%
FINANCIAL SERVICES · Cap: $54.18B
ASIC
Ategrity Specialty Insurance Company Holdings
$20.34
+4.63%
FINANCIAL SERVICES · Cap: $919.83M
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 14400% more annual revenue ($68.17B vs $470.18M). ASIC leads profitability with a 19.4% profit margin vs 17.8%. ALL trades at a lower P/E of 4.7x. ALL earns a higher WallStSmart Score of 77/100 (B+).
ALL
Strong Buy77
out of 100
Grade: B+
ASIC
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Revenue surging 55.2% year-over-year
Earnings expanding 155.0% YoY
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.6%
Areas to Watch
Expensive relative to growth rate
3.0% revenue growth
Distress zone — elevated risk
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : ASIC
The strongest argument for ASIC centers on P/E Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 19.4% and operating margin at 26.6%. Revenue growth of 55.2% demonstrates continued momentum.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Revenue Growth, Altman Z-Score.
Bear Case : ASIC
The primary concerns for ASIC are Market Cap.
Key Dynamics to Monitor
ALL profiles as a value stock while ASIC is a growth play — different risk/reward profiles.
ASIC is growing revenue faster at 55.2% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ALL scores higher overall (77/100 vs 68/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Ategrity Specialty Insurance Company Holdings
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Ategrity Specialty Insurance Company Holdings, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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