Ategrity Specialty Insurance Company Holdings (ASIC)vsW. R. Berkley Corp (WRB)
ASIC
Ategrity Specialty Insurance Company Holdings
$23.21
-1.15%
FINANCIAL SERVICES · Cap: $1.22B
WRB
W. R. Berkley Corp
$71.63
-1.04%
FINANCIAL SERVICES · Cap: $28.00B
Smart Verdict
WallStSmart Research — data-driven comparison
W. R. Berkley Corp generates 2782% more annual revenue ($14.90B vs $516.88M). ASIC leads profitability with a 20.7% profit margin vs 12.9%. ASIC trades at a lower P/E of 12.0x. ASIC earns a higher WallStSmart Score of 70/100 (B-).
ASIC
Strong Buy70
out of 100
Grade: B-
WRB
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Strong operational efficiency at 31.3%
Revenue surging 45.9% year-over-year
Earnings expanding 71.8% YoY
Keeps 21 of every $100 in revenue as profit
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
1.2% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ASIC
The strongest argument for ASIC centers on P/E Ratio, Operating Margin, Revenue Growth. Profitability is solid with margins at 20.7% and operating margin at 31.3%. Revenue growth of 45.9% demonstrates continued momentum.
Bull Case : WRB
The strongest argument for WRB centers on P/E Ratio, Price/Book.
Bear Case : ASIC
The primary concerns for ASIC are Market Cap, Altman Z-Score.
Bear Case : WRB
The primary concerns for WRB are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ASIC profiles as a growth stock while WRB is a value play — different risk/reward profiles.
ASIC is growing revenue faster at 45.9% — sustainability is the question.
WRB generates stronger free cash flow (788M), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ASIC scores higher overall (70/100 vs 63/100), backed by strong 20.7% margins and 45.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ategrity Specialty Insurance Company Holdings
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Ategrity Specialty Insurance Company Holdings, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States.
Visit Website →W. R. Berkley Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.
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