AMERISAFE Inc (AMSF)vsFirst American Corporation (FAF)
AMSF
AMERISAFE Inc
$30.03
-1.89%
FINANCIAL SERVICES · Cap: $582.62M
FAF
First American Corporation
$78.17
-1.25%
FINANCIAL SERVICES · Cap: $7.44B
Smart Verdict
WallStSmart Research — data-driven comparison
First American Corporation generates 2196% more annual revenue ($7.71B vs $335.67M). AMSF leads profitability with a 14.0% profit margin vs 8.7%. AMSF appears more attractively valued with a PEG of 1.81. FAF earns a higher WallStSmart Score of 68/100 (B-).
AMSF
Buy64
out of 100
Grade: C+
FAF
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 70.4% YoY
16.2% revenue growth
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Expensive relative to growth rate
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : AMSF
The strongest argument for AMSF centers on P/E Ratio, Price/Book. Revenue growth of 13.4% demonstrates continued momentum.
Bull Case : FAF
The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 16.2% demonstrates continued momentum.
Bear Case : AMSF
The primary concerns for AMSF are PEG Ratio, Market Cap, Altman Z-Score.
Bear Case : FAF
The primary concerns for FAF are PEG Ratio, Free Cash Flow.
Key Dynamics to Monitor
AMSF profiles as a value stock while FAF is a growth play — different risk/reward profiles.
FAF carries more volatility with a beta of 1.25 — expect wider price swings.
FAF is growing revenue faster at 16.2% — sustainability is the question.
AMSF generates stronger free cash flow (2M), providing more financial flexibility.
Bottom Line
FAF scores higher overall (68/100 vs 64/100) and 16.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AMERISAFE Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
AMERISAFE, Inc., an insurance holding company, writes workers' compensation insurance in the United States. The company is headquartered in DeRidder, Louisiana.
Visit Website →First American Corporation
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.
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