AMERISAFE Inc (AMSF)vsAXIS Capital Holdings Ltd (AXS)
AMSF
AMERISAFE Inc
$31.70
+2.96%
FINANCIAL SERVICES · Cap: $563.92M
AXS
AXIS Capital Holdings Ltd
$98.81
+3.64%
FINANCIAL SERVICES · Cap: $7.48B
Smart Verdict
WallStSmart Research — data-driven comparison
AXIS Capital Holdings Ltd generates 1958% more annual revenue ($6.69B vs $324.78M). AXS leads profitability with a 16.0% profit margin vs 14.3%. AXS appears more attractively valued with a PEG of 1.18. AXS earns a higher WallStSmart Score of 76/100 (B+).
AMSF
Buy58
out of 100
Grade: C
AXS
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Earnings expanding 45.6% YoY
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Earnings declined 8.5%
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AMSF
The strongest argument for AMSF centers on P/E Ratio, Price/Book. Revenue growth of 10.3% demonstrates continued momentum.
Bull Case : AXS
The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 16.0% and operating margin at 19.0%. PEG of 1.18 suggests the stock is reasonably priced for its growth.
Bear Case : AMSF
The primary concerns for AMSF are PEG Ratio, Market Cap, EPS Growth.
Bear Case : AXS
The primary concerns for AXS are Altman Z-Score.
Key Dynamics to Monitor
AMSF profiles as a value stock while AXS is a mature play — different risk/reward profiles.
AXS carries more volatility with a beta of 0.52 — expect wider price swings.
AMSF is growing revenue faster at 10.3% — sustainability is the question.
AXS generates stronger free cash flow (519M), providing more financial flexibility.
Bottom Line
AXS scores higher overall (76/100 vs 58/100), backed by strong 16.0% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AMERISAFE Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
AMERISAFE, Inc., an insurance holding company, writes workers' compensation insurance in the United States. The company is headquartered in DeRidder, Louisiana.
Visit Website →AXIS Capital Holdings Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.
Visit Website →Compare with Other INSURANCE - SPECIALTY Stocks
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