Assured Guaranty Ltd (AGO)vsMGIC Investment Corp (MTG)
AGO
Assured Guaranty Ltd
$70.74
-0.46%
FINANCIAL SERVICES · Cap: $3.13B
MTG
MGIC Investment Corp
$29.29
-0.54%
FINANCIAL SERVICES · Cap: $6.04B
Smart Verdict
WallStSmart Research — data-driven comparison
MGIC Investment Corp generates 47% more annual revenue ($1.20B vs $813.00M). MTG leads profitability with a 59.2% profit margin vs 43.2%. AGO appears more attractively valued with a PEG of 0.33. MTG earns a higher WallStSmart Score of 67/100 (B-).
AGO
Strong Buy66
out of 100
Grade: B-
MTG
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 43 of every $100 in revenue as profit
Strong operational efficiency at 42.6%
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 59 of every $100 in revenue as profit
Strong operational efficiency at 80.8%
Conservative balance sheet, low leverage
Areas to Watch
ROE of 7.9% — below average capital efficiency
Revenue declined 0.5%
Earnings declined 57.7%
Weak financial health signals
Revenue declined 2.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGO
The strongest argument for AGO centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 43.2% and operating margin at 42.6%. PEG of 0.33 suggests the stock is reasonably priced for its growth.
Bull Case : MTG
The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 59.2% and operating margin at 80.8%. PEG of 0.40 suggests the stock is reasonably priced for its growth.
Bear Case : AGO
The primary concerns for AGO are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : MTG
The primary concerns for MTG are Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
AGO carries more volatility with a beta of 0.72 — expect wider price swings.
AGO is growing revenue faster at -0.5% — sustainability is the question.
MTG generates stronger free cash flow (184M), providing more financial flexibility.
Monitor INSURANCE - SPECIALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MTG scores higher overall (67/100 vs 66/100), backed by strong 59.2% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Assured Guaranty Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Assured Guaranty Ltd., provides credit protection products to the public finance, infrastructure and structured finance markets in the United States and internationally. The company is headquartered in Hamilton, Bermuda.
MGIC Investment Corp
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.
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