Assured Guaranty Ltd (AGO)vsFirst American Corporation (FAF)
AGO
Assured Guaranty Ltd
$73.45
+2.36%
FINANCIAL SERVICES · Cap: $3.12B
FAF
First American Corporation
$67.01
-1.74%
FINANCIAL SERVICES · Cap: $6.49B
Smart Verdict
WallStSmart Research — data-driven comparison
First American Corporation generates 895% more annual revenue ($8.09B vs $813.00M). AGO leads profitability with a 43.2% profit margin vs 9.1%. AGO appears more attractively valued with a PEG of 0.33. AGO earns a higher WallStSmart Score of 66/100 (B-).
AGO
Strong Buy66
out of 100
Grade: B-
FAF
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 43 of every $100 in revenue as profit
Strong operational efficiency at 42.6%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
ROE of 7.9% — below average capital efficiency
Revenue declined 0.5%
Earnings declined 57.7%
Expensive relative to growth rate
Earnings declined 6.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGO
The strongest argument for AGO centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 43.2% and operating margin at 42.6%. PEG of 0.33 suggests the stock is reasonably priced for its growth.
Bull Case : FAF
The strongest argument for FAF centers on P/E Ratio, Price/Book.
Bear Case : AGO
The primary concerns for AGO are Altman Z-Score, Return on Equity, Revenue Growth.
Bear Case : FAF
The primary concerns for FAF are PEG Ratio, EPS Growth.
Key Dynamics to Monitor
AGO profiles as a declining stock while FAF is a value play — different risk/reward profiles.
FAF carries more volatility with a beta of 1.26 — expect wider price swings.
FAF is growing revenue faster at 5.3% — sustainability is the question.
FAF generates stronger free cash flow (197M), providing more financial flexibility.
Bottom Line
AGO scores higher overall (66/100 vs 56/100), backed by strong 43.2% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Assured Guaranty Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Assured Guaranty Ltd., provides credit protection products to the public finance, infrastructure and structured finance markets in the United States and internationally. The company is headquartered in Hamilton, Bermuda.
First American Corporation
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.
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