Assured Guaranty Ltd (AGO) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Assured Guaranty Ltd stock (AGO) is currently trading at $81.48. Assured Guaranty Ltd PE ratio is 7.94. Assured Guaranty Ltd PS ratio (Price-to-Sales) is 4.40. Analyst consensus price target for AGO is $105.75. WallStSmart rates AGO as Moderate Buy.
- AGO PE ratio analysis and historical PE chart
- AGO PS ratio (Price-to-Sales) history and trend
- AGO intrinsic value — DCF, Graham Number, EPV models
- AGO stock price prediction 2025 2026 2027 2028 2029 2030
- AGO fair value vs current price
- AGO insider transactions and insider buying
- Is AGO undervalued or overvalued?
- Assured Guaranty Ltd financial analysis — revenue, earnings, cash flow
- AGO Piotroski F-Score and Altman Z-Score
- AGO analyst price target and Smart Rating
Assured Guaranty
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AGO Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Assured Guaranty Ltd (AGO)
AGO trades at a significant discount to its Graham intrinsic value of $480.17, offering a 82% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Assured Guaranty Ltd (AGO) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, price/book, eps growth. Concerns around return on equity and revenue growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Assured Guaranty Ltd (AGO) Key Strengths (6)
Growing significantly faster than its price suggests
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 642.00% year-over-year
Keeps $61 of every $100 in revenue as net profit
94.83% of shares held by major funds and institutions
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Assured Guaranty Ltd (AGO) Areas to Watch (4)
Revenue declining -37.40%, a shrinking business
Low profitability relative to shareholder equity
Thin operating margins with cost pressures present
Premium valuation at 4.4x annual revenue
Assured Guaranty Ltd (AGO) Detailed Analysis Report
Overall Assessment
This company scores 67/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.5/10) while 4 fall into concern territory (avg 2.8/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, Price/Book, EPS Growth. Valuation metrics including PEG Ratio (0.33), Price/Book (0.64) suggest the stock is attractively priced. Profitability is solid with Profit Margin at 60.50%. Growth metrics are encouraging with EPS Growth at 642.00%.
The Bear Case
The primary concerns are Revenue Growth, Return on Equity, Operating Margin. Some valuation metrics including Price/Sales (4.40) suggest expensive pricing. Growth concerns include Revenue Growth at -37.40%, which may limit upside. Profitability pressure is visible in Return on Equity at 9.58%, Operating Margin at 12.10%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.58% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -37.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Price/Book) and negatives (Revenue Growth, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AGO Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AGO's Price-to-Sales ratio of 4.40x trades 142% above its historical average of 1.82x (97th percentile), historically expensive. The current valuation is 8% below its historical high of 4.8x set in Mar 2026, and 1367% above its historical low of 0.3x in Nov 2011.
WallStSmart Analysis Synopsis
Data-driven financial summary for Assured Guaranty Ltd (AGO) · FINANCIAL SERVICES › INSURANCE - SPECIALTY
The Big Picture
Assured Guaranty Ltd faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 832M with 37% decline year-over-year. Profit margins are strong at 60.5%, reflecting pricing power and operational efficiency.
Key Findings
Generating 39M in free cash flow and 39M in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 37% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Sector dynamics: monitor INSURANCE - SPECIALTY industry trends, competitive moves, and regulatory changes that could impact Assured Guaranty Ltd.
Bottom Line
Assured Guaranty Ltd faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(44 last 3 months)
| Insider | Type | Shares |
|---|---|---|
FREDERICO, DOMINIC Director, President/CEO/Deputy Chairman | Sell | -20,002 |
| Insider | Type | Shares |
|---|---|---|
RADTKE, LORIN Director | Sell | -1,219 |
| Insider | Type | Shares |
|---|---|---|
ASSURED, GUARANTY LTD 10% Owner | Sell | -237 |
| Insider | Type | Shares |
|---|---|---|
ASSURED, GUARANTY LTD 10% Owner | Sell | -4,562 |
| Insider | Type | Shares |
|---|---|---|
ASSURED, GUARANTY LTD 10% Owner | Sell | -305 |
| Insider | Type | Shares |
|---|---|---|
ASSURED, GUARANTY LTD 10% Owner | Sell | -1,650 |
| Insider | Type | Shares |
|---|---|---|
ASSURED, GUARANTY LTD 10% Owner | Sell | -165 |
| Insider | Type | Shares |
|---|---|---|
ASSURED, GUARANTY LTD 10% Owner | Sell | -3,782 |
Data sourced from SEC Form 4 filings
Last updated: 4:27:21 PM
About Assured Guaranty Ltd(AGO)
NYSE
FINANCIAL SERVICES
INSURANCE - SPECIALTY
USA
Assured Guaranty Ltd., provides credit protection products to the public finance, infrastructure and structured finance markets in the United States and internationally. The company is headquartered in Hamilton, Bermuda.