AGNC Investment Corp. (AGNCM)vsPennyMac Mortgage Investment Trust (PMT)
AGNCM
AGNC Investment Corp.
$25.17
+0.08%
REAL ESTATE · Cap: $8.83B
PMT
PennyMac Mortgage Investment Trust
$9.65
+3.32%
REAL ESTATE · Cap: $822.32M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 299% more annual revenue ($2.40B vs $602.22M). AGNCM leads profitability with a 94.4% profit margin vs 27.6%. PMT earns a higher WallStSmart Score of 66/100 (B-).
AGNCM
Buy63
out of 100
Grade: C+
PMT
Strong Buy66
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.6%
Fair Value
$33.15
Current Price
$25.17
$7.98 discount
Margin of Safety
+74.8%
Fair Value
$49.06
Current Price
$9.65
$39.41 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Strong operational efficiency at 20.8%
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 7.7% — below average capital efficiency
Weak financial health signals
Revenue declined 50.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCM
The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 27.6% and operating margin at 20.8%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : AGNCM
The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 10.87 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCM profiles as a growth stock while PMT is a declining play — different risk/reward profiles.
AGNCM carries more volatility with a beta of 1.30 — expect wider price swings.
AGNCM is growing revenue faster at 546.0% — sustainability is the question.
AGNCM generates stronger free cash flow (387M), providing more financial flexibility.
Bottom Line
PMT scores higher overall (66/100 vs 63/100), backed by strong 27.6% margins. AGNCM offers better value entry with a 24.6% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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