AGNC Investment Corp. (AGNCP)vsPennyMac Mortgage Investment Trust (PMT)
AGNCP
AGNC Investment Corp.
$25.20
-0.10%
REAL ESTATE · Cap: $6.46B
PMT
PennyMac Mortgage Investment Trust
$10.18
-0.10%
REAL ESTATE · Cap: $882.49M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 138% more annual revenue ($1.60B vs $675.55M). AGNCP leads profitability with a 91.7% profit margin vs 21.1%. PMT earns a higher WallStSmart Score of 69/100 (B-).
AGNCP
Buy62
out of 100
Grade: C+
PMT
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-21.2%
Fair Value
$20.67
Current Price
$25.20
$4.53 premium
Margin of Safety
+77.8%
Fair Value
$55.57
Current Price
$10.18
$45.39 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 92 of every $100 in revenue as profit
Strong operational efficiency at 129.8%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 21 of every $100 in revenue as profit
Growing faster than its price suggests
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 7.7% — below average capital efficiency
Weak financial health signals
Revenue declined 24.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCP
The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 21.1% and operating margin at 18.8%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : AGNCP
The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.59 is elevated, increasing financial risk.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 10.87 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCP profiles as a growth stock while PMT is a declining play — different risk/reward profiles.
AGNCP carries more volatility with a beta of 1.31 — expect wider price swings.
AGNCP is growing revenue faster at 546.0% — sustainability is the question.
AGNCP generates stronger free cash flow (387M), providing more financial flexibility.
Bottom Line
PMT scores higher overall (69/100 vs 62/100), backed by strong 21.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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