AGNC Investment Corp. (AGNCP)vsPennyMac Mortgage Investment Trust (PMT)
AGNCP
AGNC Investment Corp.
$24.68
-0.12%
REAL ESTATE · Cap: $6.46B
PMT
PennyMac Mortgage Investment Trust
$11.42
+0.97%
REAL ESTATE · Cap: $976.33M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 149% more annual revenue ($1.80B vs $721.17M). AGNCP leads profitability with a 92.9% profit margin vs 17.7%. PMT earns a higher WallStSmart Score of 71/100 (B).
AGNCP
Buy64
out of 100
Grade: C+
PMT
Strong Buy71
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AGNCP.
Margin of Safety
+63.3%
Fair Value
$33.66
Current Price
$11.42
$22.24 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 21.1%
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 6.7% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCP
The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 92.9% and operating margin at 95.9%.
Bull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 17.7% and operating margin at 21.1%. Revenue growth of 10.7% demonstrates continued momentum.
Bear Case : AGNCP
The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.21 is elevated, increasing financial risk.
Bear Case : PMT
The primary concerns for PMT are PEG Ratio, Market Cap, Return on Equity. Debt-to-equity of 10.12 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCP carries more volatility with a beta of 1.35 — expect wider price swings.
PMT is growing revenue faster at 10.7% — sustainability is the question.
AGNCP generates stronger free cash flow (128M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PMT scores higher overall (71/100 vs 64/100), backed by strong 17.7% margins and 10.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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