AGNC Investment Corp. (AGNC)vsPennyMac Mortgage Investment Trust (PMT)
AGNC
AGNC Investment Corp.
$9.97
+1.01%
REAL ESTATE · Cap: $11.82B
PMT
PennyMac Mortgage Investment Trust
$8.88
+0.91%
REAL ESTATE · Cap: $812.73M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 251% more annual revenue ($2.40B vs $684.41M). AGNC leads profitability with a 94.4% profit margin vs 24.3%. PMT appears more attractively valued with a PEG of 0.76. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
PMT
Strong Buy66
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-45.0%
Fair Value
$7.88
Current Price
$9.97
$2.09 premium
Margin of Safety
+77.6%
Fair Value
$55.24
Current Price
$8.88
$46.36 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Growing faster than its price suggests
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Weak financial health signals
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.3% and operating margin at 10.9%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 12.37 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC profiles as a growth stock while PMT is a mature play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.30 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
AGNC generates stronger free cash flow (218M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 66/100), backed by strong 94.4% margins and 546.0% revenue growth. PMT offers better value entry with a 77.6% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?