Federal Agricultural Mortgage Corporation (AGM-A)vsCapital One Financial Corporation (COF)
AGM-A
Federal Agricultural Mortgage Corporation
$154.27
+0.83%
FINANCIAL SERVICES · Cap: $1.58B
COF
Capital One Financial Corporation
$208.71
-1.74%
FINANCIAL SERVICES · Cap: $123.53B
Smart Verdict
WallStSmart Research — data-driven comparison
Capital One Financial Corporation generates 12386% more annual revenue ($48.11B vs $385.31M). AGM-A leads profitability with a 56.3% profit margin vs 21.9%. COF appears more attractively valued with a PEG of 0.22. COF earns a higher WallStSmart Score of 75/100 (B).
AGM-A
Strong Buy70
out of 100
Grade: B
COF
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 56 of every $100 in revenue as profit
Strong operational efficiency at 68.6%
Growing faster than its price suggests
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 33.6%
Revenue surging 46.3% year-over-year
Large-cap with strong market position
Keeps 22 of every $100 in revenue as profit
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Elevated debt levels
ROE of 2.9% — below average capital efficiency
Weak financial health signals
Premium valuation, high expectations priced in
Earnings declined 3.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGM-A
The strongest argument for AGM-A centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 56.3% and operating margin at 68.6%. Revenue growth of 14.2% demonstrates continued momentum.
Bull Case : COF
The strongest argument for COF centers on PEG Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 21.9% and operating margin at 33.6%. Revenue growth of 46.3% demonstrates continued momentum.
Bear Case : AGM-A
The primary concerns for AGM-A are Market Cap, Piotroski F-Score, Debt/Equity. Debt-to-equity of 20.10 is elevated, increasing financial risk.
Bear Case : COF
The primary concerns for COF are Return on Equity, Piotroski F-Score, P/E Ratio. A P/E of 63.3x leaves little room for execution misses.
Key Dynamics to Monitor
AGM-A profiles as a mature stock while COF is a growth play — different risk/reward profiles.
COF carries more volatility with a beta of 1.02 — expect wider price swings.
COF is growing revenue faster at 46.3% — sustainability is the question.
COF generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
COF scores higher overall (75/100 vs 70/100), backed by strong 21.9% margins and 46.3% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Federal Agricultural Mortgage Corporation
FINANCIAL SERVICES · CREDIT SERVICES · USA
Federal Agricultural Mortgage Corporation offers a secondary market for various loans made to borrowers in the United States. The company is headquartered in Washington, District of Columbia.
Visit Website →Capital One Financial Corporation
FINANCIAL SERVICES · CREDIT SERVICES · USA
Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.
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