WallStSmart

Federal Agricultural Mortgage Corporation (AGM-A)vsVisa Inc. Class A (V)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Visa Inc. Class A generates 11067% more annual revenue ($43.03B vs $385.31M). AGM-A leads profitability with a 56.3% profit margin vs 51.7%. AGM-A appears more attractively valued with a PEG of 0.65. V earns a higher WallStSmart Score of 74/100 (B).

AGM-A

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 7.7Quality: 3.3
Piotroski: 2/9

V

Strong Buy

74

out of 100

Grade: B

Growth: 8.7Profit: 10.0Value: 5.7Quality: 5.5
Piotroski: 4/9Altman Z: 1.84

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGM-A5 strengths · Avg: 9.6/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
56.3%10/10

Keeps 56 of every $100 in revenue as profit

Operating MarginProfitability
68.6%10/10

Strong operational efficiency at 68.6%

PEG RatioValuation
0.658/10

Growing faster than its price suggests

V6 strengths · Avg: 9.3/10
Market CapQuality
$603.46B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
62.4%10/10

Every $100 of equity generates 62 in profit

Profit MarginProfitability
51.7%10/10

Keeps 52 of every $100 in revenue as profit

Operating MarginProfitability
67.3%10/10

Strong operational efficiency at 67.3%

Revenue GrowthGrowth
17.1%8/10

17.1% revenue growth

EPS GrowthGrowth
35.5%8/10

Earnings expanding 35.5% YoY

Areas to Watch

AGM-A3 concerns · Avg: 2.3/10
Market CapQuality
$1.52B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Debt/EquityHealth
20.101/10

Elevated debt levels

V3 concerns · Avg: 4.0/10
P/E RatioValuation
27.7x4/10

Moderate valuation

Price/BookValuation
17.4x4/10

Trading at 17.4x book value

Altman Z-ScoreHealth
1.844/10

Grey zone — moderate risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AGM-A

The strongest argument for AGM-A centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 56.3% and operating margin at 68.6%. Revenue growth of 14.2% demonstrates continued momentum.

Bull Case : V

The strongest argument for V centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 51.7% and operating margin at 67.3%. Revenue growth of 17.1% demonstrates continued momentum.

Bear Case : AGM-A

The primary concerns for AGM-A are Market Cap, Piotroski F-Score, Debt/Equity. Debt-to-equity of 20.10 is elevated, increasing financial risk.

Bear Case : V

The primary concerns for V are P/E Ratio, Price/Book, Altman Z-Score.

Key Dynamics to Monitor

AGM-A profiles as a mature stock while V is a growth play — different risk/reward profiles.

AGM-A carries more volatility with a beta of 1.04 — expect wider price swings.

V is growing revenue faster at 17.1% — sustainability is the question.

V generates stronger free cash flow (2.6B), providing more financial flexibility.

Bottom Line

V scores higher overall (74/100 vs 73/100), backed by strong 51.7% margins and 17.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Federal Agricultural Mortgage Corporation

FINANCIAL SERVICES · CREDIT SERVICES · USA

Federal Agricultural Mortgage Corporation offers a secondary market for various loans made to borrowers in the United States. The company is headquartered in Washington, District of Columbia.

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Visa Inc. Class A

FINANCIAL SERVICES · CREDIT SERVICES · USA

Visa Inc. is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies.

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