Federal Agricultural Mortgage Corporation (AGM-A)vsPayPal Holdings Inc (PYPL)
AGM-A
Federal Agricultural Mortgage Corporation
$140.60
0.00%
FINANCIAL SERVICES · Cap: $1.52B
PYPL
PayPal Holdings Inc
$41.29
+2.31%
FINANCIAL SERVICES · Cap: $36.63B
Smart Verdict
WallStSmart Research — data-driven comparison
PayPal Holdings Inc generates 8655% more annual revenue ($33.73B vs $385.31M). AGM-A leads profitability with a 56.3% profit margin vs 15.0%. AGM-A appears more attractively valued with a PEG of 0.65. AGM-A earns a higher WallStSmart Score of 73/100 (B).
AGM-A
Strong Buy73
out of 100
Grade: B
PYPL
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 56 of every $100 in revenue as profit
Strong operational efficiency at 68.6%
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 25 in profit
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Elevated debt levels
Distress zone — elevated risk
Earnings declined 6.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGM-A
The strongest argument for AGM-A centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 56.3% and operating margin at 68.6%. Revenue growth of 14.2% demonstrates continued momentum.
Bull Case : PYPL
The strongest argument for PYPL centers on P/E Ratio, Return on Equity, PEG Ratio. PEG of 0.75 suggests the stock is reasonably priced for its growth.
Bear Case : AGM-A
The primary concerns for AGM-A are Market Cap, Piotroski F-Score, Debt/Equity. Debt-to-equity of 20.10 is elevated, increasing financial risk.
Bear Case : PYPL
The primary concerns for PYPL are Altman Z-Score, EPS Growth.
Key Dynamics to Monitor
AGM-A profiles as a mature stock while PYPL is a value play — different risk/reward profiles.
PYPL carries more volatility with a beta of 1.34 — expect wider price swings.
AGM-A is growing revenue faster at 14.2% — sustainability is the question.
PYPL generates stronger free cash flow (911M), providing more financial flexibility.
Bottom Line
AGM-A scores higher overall (73/100 vs 72/100), backed by strong 56.3% margins and 14.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Federal Agricultural Mortgage Corporation
FINANCIAL SERVICES · CREDIT SERVICES · USA
Federal Agricultural Mortgage Corporation offers a secondary market for various loans made to borrowers in the United States. The company is headquartered in Washington, District of Columbia.
Visit Website →PayPal Holdings Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
PayPal Holdings, Inc. is an American company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods like checks and money orders. The company operates as a payment processor for online vendors, auction sites, and many other commercial users, for which it charges a fee.
Visit Website →Compare with Other CREDIT SERVICES Stocks
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