WallStSmart

American Assets Trust Inc (AAT)vsCTO Realty Growth Inc (CTO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American Assets Trust Inc generates 189% more annual revenue ($431.87M vs $149.54M). AAT leads profitability with a 12.9% profit margin vs 6.8%. AAT trades at a lower P/E of 19.9x. AAT earns a higher WallStSmart Score of 50/100 (C-).

AAT

Buy

50

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 4.7Quality: 5.5
Piotroski: 3/9

CTO

Hold

44

out of 100

Grade: D

Growth: 6.0Profit: 5.0Value: 3.0Quality: 4.8
Piotroski: 3/9Altman Z: 0.94
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AATSignificantly Overvalued (-195.5%)

Margin of Safety

-195.5%

Fair Value

$6.26

Current Price

$18.36

$12.10 premium

UndervaluedFair: $6.26Overvalued
CTOSignificantly Overvalued (-3324.1%)

Margin of Safety

-3324.1%

Fair Value

$0.54

Current Price

$18.40

$17.86 premium

UndervaluedFair: $0.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAT2 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
21.3%8/10

Strong operational efficiency at 21.3%

CTO2 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Operating MarginProfitability
22.6%8/10

Strong operational efficiency at 22.6%

Areas to Watch

AAT4 concerns · Avg: 2.8/10
Market CapQuality
$1.42B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
21.852/10

Expensive relative to growth rate

CTO4 concerns · Avg: 3.0/10
Market CapQuality
$597.14M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
6.8%3/10

6.8% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AAT

The strongest argument for AAT centers on Price/Book, Operating Margin.

Bull Case : CTO

The strongest argument for CTO centers on Price/Book, Operating Margin.

Bear Case : AAT

The primary concerns for AAT are Market Cap, Return on Equity, Piotroski F-Score.

Bear Case : CTO

The primary concerns for CTO are Market Cap, Return on Equity, Profit Margin. A P/E of 229.3x leaves little room for execution misses.

Key Dynamics to Monitor

AAT profiles as a declining stock while CTO is a value play — different risk/reward profiles.

AAT carries more volatility with a beta of 0.96 — expect wider price swings.

CTO is growing revenue faster at 7.3% — sustainability is the question.

AAT generates stronger free cash flow (23M), providing more financial flexibility.

Bottom Line

AAT scores higher overall (50/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Assets Trust Inc

REAL ESTATE · REIT - DIVERSIFIED · USA

American Assets Trust, Inc. is a self-managed, vertically integrated, full-service real estate investment trust, or REIT, based in San Diego, California.

CTO Realty Growth Inc

REAL ESTATE · REIT - DIVERSIFIED · USA

CTO Realty Growth, Inc. is a Florida-based publicly traded real estate company owning approximately 2 income properties.

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