American Assets Trust Inc (AAT)vsCTO Realty Growth Inc (CTO)
AAT
American Assets Trust Inc
$21.63
+1.93%
REAL ESTATE · Cap: $1.65B
CTO
CTO Realty Growth Inc
$19.58
+2.89%
REAL ESTATE · Cap: $759.83M
Smart Verdict
WallStSmart Research — data-driven comparison
American Assets Trust Inc generates 170% more annual revenue ($435.37M vs $161.10M). CTO leads profitability with a 32.6% profit margin vs 4.1%. CTO trades at a lower P/E of 14.8x. CTO earns a higher WallStSmart Score of 62/100 (C+).
AAT
Hold44
out of 100
Grade: D
CTO
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+50.2%
Fair Value
$37.17
Current Price
$21.63
$15.54 discount
Margin of Safety
+87.0%
Fair Value
$141.70
Current Price
$19.58
$122.12 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 24.3%
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Earnings expanding 1200.0% YoY
Attractively priced relative to earnings
Strong operational efficiency at 25.4%
16.5% revenue growth
Areas to Watch
1.4% revenue growth
Smaller company, higher risk/reward
ROE of 2.0% — below average capital efficiency
4.1% margin — thin
Smaller company, higher risk/reward
ROE of 7.9% — below average capital efficiency
Elevated debt levels
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : AAT
The strongest argument for AAT centers on Price/Book, Operating Margin.
Bull Case : CTO
The strongest argument for CTO centers on Price/Book, Profit Margin, EPS Growth. Profitability is solid with margins at 32.6% and operating margin at 25.4%. Revenue growth of 16.5% demonstrates continued momentum.
Bear Case : AAT
The primary concerns for AAT are Revenue Growth, Market Cap, Return on Equity. A P/E of 73.4x leaves little room for execution misses. Debt-to-equity of 1.53 is elevated, increasing financial risk.
Bear Case : CTO
The primary concerns for CTO are Market Cap, Return on Equity, Debt/Equity.
Key Dynamics to Monitor
AAT profiles as a value stock while CTO is a growth play — different risk/reward profiles.
AAT carries more volatility with a beta of 0.98 — expect wider price swings.
CTO is growing revenue faster at 16.5% — sustainability is the question.
AAT generates stronger free cash flow (24M), providing more financial flexibility.
Bottom Line
CTO scores higher overall (62/100 vs 44/100), backed by strong 32.6% margins and 16.5% revenue growth. AAT offers better value entry with a 50.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American Assets Trust Inc
REAL ESTATE · REIT - DIVERSIFIED · USA
American Assets Trust, Inc. is a self-managed, vertically integrated, full-service real estate investment trust, or REIT, based in San Diego, California.
CTO Realty Growth Inc
REAL ESTATE · REIT - DIVERSIFIED · USA
CTO Realty Growth, Inc. is a Florida-based publicly traded real estate company owning approximately 2 income properties.
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