WallStSmart

CTO Realty Growth Inc (CTO)vsGlobal Net Lease, Inc. (GNL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Net Lease, Inc. generates 231% more annual revenue ($495.29M vs $149.54M). CTO leads profitability with a 6.8% profit margin vs -45.5%. GNL earns a higher WallStSmart Score of 48/100 (D+).

CTO

Hold

44

out of 100

Grade: D

Growth: 6.0Profit: 5.0Value: 3.0Quality: 4.8
Piotroski: 3/9Altman Z: 0.94

GNL

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 4.5Value: 5.0Quality: 4.5
Piotroski: 3/9Altman Z: -0.25
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTOSignificantly Overvalued (-3324.1%)

Margin of Safety

-3324.1%

Fair Value

$0.54

Current Price

$18.40

$17.86 premium

UndervaluedFair: $0.54Overvalued

Intrinsic value data unavailable for GNL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTO2 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Operating MarginProfitability
22.6%8/10

Strong operational efficiency at 22.6%

GNL2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.0%10/10

Strong operational efficiency at 36.0%

Areas to Watch

CTO4 concerns · Avg: 3.0/10
Market CapQuality
$597.14M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
6.8%3/10

6.8% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

GNL4 concerns · Avg: 3.0/10
EPS GrowthGrowth
3.3%4/10

3.3% earnings growth

Debt/EquityHealth
1.743/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-7.0%2/10

ROE of -7.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CTO

The strongest argument for CTO centers on Price/Book, Operating Margin.

Bull Case : GNL

The strongest argument for GNL centers on Price/Book, Operating Margin.

Bear Case : CTO

The primary concerns for CTO are Market Cap, Return on Equity, Profit Margin. A P/E of 229.3x leaves little room for execution misses.

Bear Case : GNL

The primary concerns for GNL are EPS Growth, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.74 is elevated, increasing financial risk.

Key Dynamics to Monitor

CTO profiles as a value stock while GNL is a turnaround play — different risk/reward profiles.

GNL carries more volatility with a beta of 1.10 — expect wider price swings.

CTO is growing revenue faster at 7.3% — sustainability is the question.

GNL generates stronger free cash flow (32M), providing more financial flexibility.

Bottom Line

GNL scores higher overall (48/100 vs 44/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CTO Realty Growth Inc

REAL ESTATE · REIT - DIVERSIFIED · USA

CTO Realty Growth, Inc. is a Florida-based publicly traded real estate company owning approximately 2 income properties.

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Global Net Lease, Inc.

REAL ESTATE · REIT - DIVERSIFIED · USA

Global Net Lease, Inc. (GNL) is a leading real estate investment trust (REIT) focused on the acquisition and management of a diversified portfolio of commercial properties, primarily leased to high-quality corporate tenants through long-term net lease agreements. The company strategically emphasizes diverse sectors and geographic locations to deliver consistent and competitive risk-adjusted returns to its shareholders. With a seasoned management team adept at capitalizing on net lease market opportunities, GNL is well-positioned to reinforce its standing as a key player in the commercial real estate sector while enhancing portfolio value and income potential.

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