XYF
X Financial Class A
NYSE: XYF · FINANCIAL SERVICES · CREDIT SERVICES
$4.72
-4.45% today
Updated 2026-04-30
Market cap
$193.87M
P/E ratio
0.96
P/S ratio
0.03x
EPS (TTM)
$5.16
Dividend yield
11.30%
52W range
$3 – $20
Volume
0.2M
X Financial Class A (XYF) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $82.57M | $-615.33M | $5.35M | $600.57M | $-679.23M | $449.17M | $322.70M | $814.14M | $1.52B |
| Capital expenditures | $3.42M | $20.65M | $38.63M | $395.14M | $5.37M | $2.62M | $6.06M | $8.47M | $14.22M |
| Depreciation | $3.06M | $5.37M | $9.64M | $11.38M | $11.92M | $8.14M | $6.65M | $5.26M | $7.20M |
| Stock-based comp | $37.89M | $74.01M | $171.84M | $157.12M | $80.14M | $88.43M | $53.54M | $42.60M | $40.18M |
| Free cash flow | $79.14M | $-635.97M | $-33.28M | $205.42M | $-684.60M | $446.55M | $316.65M | $805.67M | $1.51B |
| Investing cash flow | $-734.72M | $-10.81M | $412.87M | $-3.08B | $-3.70B | $-2.35B | $-913.39M | $-1.11B | $122.03M |
| Financing cash flow | $775.16M | $830.15M | $181.79M | $2.71B | $4.49B | $1.30B | $576.35M | $1.23B | $-1.94B |
| Dividends paid | $103.20M | $103.20M | $103.20M | $103.20M | $0.00 | $103.20B | $0.00 | $58.40M | $116.64M |
| Share repurchases | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — |
| Net change in cash | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — |