XYF
X Financial Class A
NYSE: XYF · FINANCIAL SERVICES · CREDIT SERVICES
$4.72
-4.45% today
Updated 2026-04-30
Market cap
$193.87M
P/E ratio
0.96
P/S ratio
0.03x
EPS (TTM)
$5.16
Dividend yield
11.30%
52W range
$3 – $20
Volume
0.2M
X Financial Class A (XYF) Financial statements
SEC filings — annual and quarterly data.
Balance sheet — annual
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Total assets | $1.68B | $3.89B | $4.64B | $8.30B | $7.53B | $7.34B | $8.84B | $11.65B | $11.82B |
| Cash & equivalents | $504.21M | $671.36M | $860.03M | $1.01B | $1.65B | $2.09B | $2.37B | $2.90B | $2.94B |
| Current assets | $714.04M | $1.86B | $2.47B | $1.78B | $2.07B | $2.92B | $3.59B | $4.59B | $5.00B |
| Total liabilities | $1.30B | $2.12B | $1.12B | $3.93B | $4.46B | $3.37B | $4.08B | $5.80B | $4.87B |
| Current liabilities | $259.88M | $276.68M | $273.28M | $103.38M | $477.15M | $249.58M | $367.64M | $899.22M | $742.60M |
| Long-term debt | $288.75M | $603.44M | $26.68M | $68.36M | $9.79M | $1.49B | $2.67B | $3.72B | $2.50B |
| Shareholder equity | $372.51M | $1.76B | $3.52B | $4.37B | $3.07B | $3.98B | $4.75B | $5.85B | $6.95B |
| Retained earnings | $-583.27M | $-243.00M | $640.12M | $1.31B | $-14.55M | $810.86M | $1.62B | $2.69B | $4.17B |
| Accounts receivable | $156.14M | $1.11B | $1.40B | $771.15M | $413.31M | $747.48M | $1.20B | $1.68B | $2.05B |
| Inventory | $-31.86M | $-82.10M | $1.00 | $1.00 | $-5.32B | $-5.01B | $-6.18B | $-24.64M | — |
| Goodwill | $0.00 | $0.00 | $-406.00 | $-380.00M | $-258.01M | $-99.24M | $-36.51B | — | — |