XYF
X Financial Class A
NYSE: XYF · FINANCIAL SERVICES · CREDIT SERVICES
$4.72
-4.45% today
Updated 2026-04-30
Market cap
$193.87M
P/E ratio
0.96
P/S ratio
0.03x
EPS (TTM)
$5.16
Dividend yield
11.30%
52W range
$3 – $20
Volume
0.2M
X Financial Class A (XYF) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
1 of 8
Last 8 quarters
Avg EPS surprise
—
Last 4 quarters
Revenue YoY growth
+98.8%
Most recent quarter
EPS YoY growth
-97.5%
Most recent quarter
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-21.1%
Last 2 reports
Positive reaction rate
0%
0 of 2 quarters
Largest single-day move
-21.2%
2026-03-26
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-03-26 | $0.20 | — | $4.62 | $3.64 | -21.2% |
| 2025-11-20 | $1.41 | — | $9.71 | $7.68 | -20.9% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | — | $0.20 | — | $1.45B | +98.8% |
| 2025-09-30 | — | $1.41 | — | $1.96B | +81.0% |
| 2025-06-30 | — | $12.00 | — | $1.76B | +86.4% |
| 2025-03-31 | $0.00 | $10.56 | — | $1.45B | +84.7% |
| 2024-12-31 | — | $8.04 | — | $728.33M | +25.9% |
| 2024-09-30 | — | $1.08 | — | $1.08B | +11.5% |
| 2024-06-30 | — | $1.15 | — | $944.06M | +9.3% |
| 2024-03-31 | — | $1.02 | — | $785.04M | +21.0% |
| 2023-12-31 | — | $0.53 | — | $578.58M | — |
| 2023-09-30 | — | $0.97 | — | $971.91M | — |
| 2023-06-30 | — | $1.07 | — | $864.08M | — |
| 2023-03-31 | — | $0.73 | — | $648.70M | — |
Frequently asked questions
Has X Financial Class A beaten earnings estimates?
X Financial Class A has beaten Wall Street EPS estimates in 1 of its last 8 quarterly reports.
How does XYF stock react to earnings?
XYF stock has moved an average of -21.1% in the trading day following earnings over its last 2 reports, with positive reactions in 0% of those quarters.
What is X Financial Class A's revenue growth rate?
X Financial Class A reported year-over-year revenue growth of +98.8% in its most recent quarter, with EPS growing -97.5% year-over-year.