WallStSmart
WU

Western Union Co

NYSE: WU · FINANCIAL SERVICES · CREDIT SERVICES

$8.97
-2.98% today

Updated 2026-06-05

Market cap
$2.36B
P/E ratio
5.55
P/S ratio
0.58x
EPS (TTM)
$1.36
Dividend yield
12.80%
52W range
$7 – $10
Volume
8.5M

WallStSmart proprietary scores

57
out of 100
Grade: C+
Hold
Investment rating
2.0
Growth
F
3.0
Quality
D
7.0
Profitability
B+
6.3
Valuation
B
3/9
Piotroski F-Score
Weak
1.0
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →199 stocks currently score above 75

Price targets

Analyst target
$9.08
+1.23%
12-Month target
$9.10
+1.45%
Intrinsic (DCF)
Margin of safety
0 Strong Buy1 Buy10 Hold5 Sell1 Strong Sell

Price chart

Stock snapshot

Strengths
+ ROE 48.41% — strong efficiency
+ Free cash flow $62.20M — positive
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 0.95 — distress zone
- Revenue declining -0.10% QoQ
- Debt/equity 2.88x — high leverage

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$4.48B$4.36B$4.21B$4.04B$4.05B
Net income$910.60M$626.00M$934.20M$499.60M$64.70M
EPS$1.36
Free cash flow$373.40M$635.30M$368.90M$392.90M$62.20M
Profit margin20.35%14.37%22.19%12.36%10.90%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
WU$2.36B572.07.06.33.0Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

Western Union Co trades at $8.97. representing a P/E of 5.55x trailing earnings. Our Smart Value Score of 57/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 0.95, it sits in the distress. TTM revenue stands at $4.05B. with profit margins at 10.90%.

Frequently asked questions

What is Western Union Co's stock price?

Western Union Co (WU) trades at $8.97, on a P/E of 5.6x and a P/S of 0.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Western Union Co overvalued?

Western Union Co carries a Smart Value Score of 57/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Western Union Co (WU)?

The 12-month analyst consensus target is $9.08, about 1.2% above the current $8.97. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Western Union Co's revenue?

Western Union Co's trailing twelve-month revenue is $4.05B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Western Union Co's Altman Z-Score is 0.95, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio0.58x
ROE48.41%
Beta0.49
50D MA$8.62
200D MA$8.92
Shares out0.31B
Float0.31B
Short ratio
Avg volume8.5M

Performance

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YTD
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