WU
Western Union Co
NYSE: WU · FINANCIAL SERVICES · CREDIT SERVICES
$7.31
+11.60% today
Updated 2026-08-04
Market cap
$1.98B
P/E ratio
5.13
P/S ratio
0.49x
EPS (TTM)
$1.24
Dividend yield
6.11%
52W range
$6 – $10
Volume
10.3M
WallStSmart proprietary scores
55
out of 100
Grade: C+
Hold
Investment rating
2.0
Growth
F3.0
Quality
D7.0
Profitability
B+6.3
Valuation
B3/9
Piotroski F-Score
Weak
1.0
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →207 stocks currently score above 75
Price targets
Analyst target
$8.43
+15.32%
12-Month target
$9.10
+24.49%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy10 Hold5 Sell2 Strong Sell
Price chart
Stock snapshot
Strengths
+ ROE 48.41% — strong efficiency
+ Free cash flow $62.20M — positive
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 0.95 — distress zone
- Revenue declining -1.30% QoQ
- Debt/equity 2.88x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $4.48B | $4.36B | $4.21B | $4.04B | $4.04B |
| Net income | $910.60M | $626.00M | $934.20M | $499.60M | $64.70M |
| EPS | — | — | — | — | $1.24 |
| Free cash flow | $373.40M | $635.30M | $368.90M | $392.90M | $62.20M |
| Profit margin | 20.35% | 14.37% | 22.19% | 12.36% | 9.80% |
Peer comparison
Smart narrative
Western Union Co trades at $7.31. representing a P/E of 5.13x trailing earnings. Our Smart Value Score of 55/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 0.95, it sits in the distress. TTM revenue stands at $4.04B. with profit margins at 9.80%.
Frequently asked questions
What is Western Union Co's stock price?
Western Union Co (WU) trades at $7.31, on a P/E of 5.1x and a P/S of 0.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Western Union Co overvalued?
Western Union Co carries a Smart Value Score of 55/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Western Union Co (WU)?
The 12-month analyst consensus target is $8.43, about 15.3% above the current $7.31. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Western Union Co's revenue?
Western Union Co's trailing twelve-month revenue is $4.04B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Western Union Co's Altman Z-Score is 0.95, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.49x
ROE48.41%
Beta0.50
50D MA$7.83
200D MA$8.84
Shares out0.31B
Float0.31B
Short ratio—
Avg volume10.3M
Performance
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