WTM
White Mountains Insurance Group Ltd
NYSE: WTM · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$2,245.96
+1.69% today
Updated 2026-10-29
Market cap
$5.16B
P/E ratio
4.95
P/S ratio
1.73x
EPS (TTM)
$436.50
Dividend yield
0.05%
52W range
$1,863 – $2,333
Volume
0.0M
WallStSmart proprietary scores
92
out of 100
Grade: A+
Strong Buy
Investment rating
9.3
Growth
A+6.3
Quality
B8.5
Profitability
A7.7
Valuation
B+3/9
Piotroski F-Score
Weak
1.8
Altman Z-Score
Grey zone
—
Industry rank
—
View all highly rated stocks (75+) →272 stocks currently score above 75
Price targets
Analyst target
$360.00
-83.97%
12-Month target
$2,198.18
-2.13%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 37.70% — above average
+ Revenue growth 22.50% QoQ
+ Debt/equity 0.17x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Negative free cash flow $-25.00M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.16B | $2.17B | $2.35B | $2.71B | $2.98B |
| Net income | $792.80M | $509.20M | $230.40M | $1.11B | $199.50M |
| EPS | — | — | — | — | $436.50 |
| Free cash flow | $326.30M | $404.10M | $586.80M | $-7.20M | $-25.00M |
| Profit margin | 68.47% | 23.50% | 9.79% | 40.87% | 37.70% |
Peer comparison
Smart narrative
White Mountains Insurance Group Ltd trades at $2,245.96. representing a P/E of 4.95x trailing earnings. Our Smart Value Score of 92/100 indicates the stock is excellent. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 1.83, it sits in the grey zone. TTM revenue stands at $2.98B. with profit margins at 37.70%.
Frequently asked questions
What is White Mountains Insurance Group Ltd's stock price?
White Mountains Insurance Group Ltd (WTM) trades at $2,245.96, on a P/E of 5.0x and a P/S of 1.7x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is White Mountains Insurance Group Ltd overvalued?
White Mountains Insurance Group Ltd carries a Smart Value Score of 92/100 (Grade A+), which we rate Strong Buy. That score blends growth, quality, and valuation into one read.
What is the price target of White Mountains Insurance Group Ltd (WTM)?
The 12-month analyst consensus target is $360.00, about 84.0% below the current $2,245.96. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is White Mountains Insurance Group Ltd's revenue?
White Mountains Insurance Group Ltd's trailing twelve-month revenue is $2.98B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
White Mountains Insurance Group Ltd's Altman Z-Score is 1.83, which places it in the grey zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.73x
ROE19.38%
Beta0.28
50D MA$2,083.24
200D MA$2,128.70
Shares out0.00B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
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