WallStSmart
WDH

Waterdrop Inc ADR

NYSE: WDH · FINANCIAL SERVICES · INSURANCE - DIVERSIFIED

$1.15
+0.00% today

Updated 2026-07-29

Market cap
$423.98M
P/E ratio
5.36
P/S ratio
0.09x
EPS (TTM)
$0.22
Dividend yield
5.08%
52W range
$1 – $2
Volume
0.2M

WallStSmart proprietary scores

53
out of 100
Grade: C
Hold
Investment rating
6.7
Growth
B
7.5
Quality
B+
6.0
Profitability
B
6.7
Valuation
B
4/9
Piotroski F-Score
Moderate
2.3
Altman Z-Score
Grey zone
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$1.95
+69.39%
12-Month target
$1.68
+46.09%
Intrinsic (DCF)
Margin of safety
1 Strong Buy3 Buy0 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Revenue growth 64.80% QoQ
+ Debt/equity 0.06x — low leverage
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$2.80B$2.63B$2.77B$3.87B$4.47B
Net income$607.72M$167.22M$367.51M$553.44M$97.78M
EPS$0.22
Free cash flow$753.82M$392.99M$218.84M$214.29M
Profit margin21.69%6.36%13.26%14.30%12.50%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
WDH$423.98M536.76.06.77.5Buy
BRK-B$1.06T626.76.55.08.0Buy
BRK-A$1.05T616.76.55.07.0Buy
JPM$900.78B8110.08.05.73.0Exceptional Buy
V$672.11B728.710.04.35.5Strong Buy
MA$480.32B708.010.04.35.5Strong Buy

Smart narrative

Waterdrop Inc ADR trades at $1.15. representing a P/E of 5.36x trailing earnings. Our Smart Value Score of 53/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 2.33, it sits in the grey zone. TTM revenue stands at $4.47B. with profit margins at 12.50%.

Frequently asked questions

What is Waterdrop Inc ADR's stock price?

Waterdrop Inc ADR (WDH) trades at $1.15, on a P/E of 5.4x and a P/S of 0.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Waterdrop Inc ADR overvalued?

Waterdrop Inc ADR carries a Smart Value Score of 53/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Waterdrop Inc ADR (WDH)?

The 12-month analyst consensus target is $1.95, about 69.4% above the current $1.15. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Waterdrop Inc ADR's revenue?

Waterdrop Inc ADR's trailing twelve-month revenue is $4.47B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Waterdrop Inc ADR's Altman Z-Score is 2.33, which places it in the grey zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - DIVERSIFIED
CountryChina
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio0.09x
ROE10.91%
Beta-0.12
50D MA$1.36
200D MA$1.66
Shares out0.28B
Float0.14B
Short ratio
Avg volume0.2M

Performance

1 week-3.36%
1 month+4.55%
3 months-31.55%
YTD-39.47%
1 year
3 years
5 years