WABC
Westamerica Bancorporation
NASDAQ: WABC · FINANCIAL SERVICES · BANKS - REGIONAL
$54.19
+0.46% today
Updated 2026-06-05
Market cap
$1.30B
P/E ratio
12.36
P/S ratio
5.13x
EPS (TTM)
$4.49
Dividend yield
3.32%
52W range
$44 – $56
Volume
0.2M
WallStSmart proprietary scores
53
out of 100
Grade: C
Hold
Investment rating
2.7
Growth
F6.5
Quality
B7.5
Profitability
B+5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
-0.2
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$58.00
+7.03%
12-Month target
$48.50
-10.50%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 44.30% — above average
+ Free cash flow $38.72M — positive
+ Debt/equity 0.19x — low leverage
Risks
- Altman Z -0.19 — distress zone
- Revenue declining -6.70% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $266.88M | $327.54M | $311.17M | $271.84M | $253.92M |
| Net income | $122.03M | $161.77M | $138.64M | $116.17M | $27.36M |
| EPS | — | — | — | — | $4.49 |
| Free cash flow | $112.89M | $157.05M | $139.83M | $119.65M | $38.72M |
| Profit margin | 45.73% | 49.39% | 44.55% | 42.74% | 44.30% |
Peer comparison
Smart narrative
Westamerica Bancorporation trades at $54.19. representing a P/E of 12.36x trailing earnings. Our Smart Value Score of 53/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.19, it sits in the distress. TTM revenue stands at $253.92M. with profit margins at 44.30%.
Frequently asked questions
What is Westamerica Bancorporation's stock price?
Westamerica Bancorporation (WABC) trades at $54.19, on a P/E of 12.4x and a P/S of 5.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Westamerica Bancorporation overvalued?
Westamerica Bancorporation carries a Smart Value Score of 53/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Westamerica Bancorporation (WABC)?
The 12-month analyst consensus target is $58.00, about 7.0% above the current $54.19. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Westamerica Bancorporation's revenue?
Westamerica Bancorporation's trailing twelve-month revenue is $253.92M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Westamerica Bancorporation's Altman Z-Score is -0.19, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio5.13x
ROE12.74%
Beta0.56
50D MA$53.70
200D MA$50.35
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.2M
Performance
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