WABC
Westamerica Bancorporation
NASDAQ: WABC · FINANCIAL SERVICES · BANKS - REGIONAL
$54.82
-0.02% today
Updated 2026-04-30
Market cap
$1.30B
P/E ratio
12.21
P/S ratio
5.10x
EPS (TTM)
$4.49
Dividend yield
3.34%
52W range
$44 – $56
Volume
0.2M
WallStSmart proprietary scores
53
out of 100
Grade: C
Hold
Investment rating
2.7
Growth
F3.8
Quality
D7.5
Profitability
B+5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$58.00
+5.80%
12-Month target
$48.50
-11.53%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy0 Buy2 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 44.30% — above average
+ Free cash flow $25.43M — positive
Risks
- Altman Z 0.34 — distress zone
- Revenue declining -6.70% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $266.88M | $327.54M | $311.17M | $271.84M | $253.92M |
| Net income | $122.03M | $161.77M | $138.64M | $116.17M | $27.36M |
| EPS | — | — | — | — | $4.49 |
| Free cash flow | $112.89M | $157.05M | $139.83M | $119.65M | $25.43M |
| Profit margin | 45.73% | 49.39% | 44.55% | 42.74% | 44.30% |
Peer comparison
Smart narrative
Westamerica Bancorporation trades at $54.82. representing a P/E of 12.21x trailing earnings. Our Smart Value Score of 53/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.34, it sits in the distress. TTM revenue stands at $253.92M. with profit margins at 44.30%.
Frequently asked questions
What is Westamerica Bancorporation's stock price?
Westamerica Bancorporation (WABC) trades at $54.82.
Is Westamerica Bancorporation overvalued?
Smart Value Score 53/100 (Grade C, Hold).
What is the price target of Westamerica Bancorporation (WABC)?
The analyst target price is $58.00, representing +5.8% upside from the current price of $54.82.
What is Westamerica Bancorporation's revenue?
TTM revenue is $253.92M.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
0.34 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio5.10x
ROE12.50%
Beta0.56
50D MA$52.11
200D MA$49.73
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.2M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—