VBNK
VersaBank
NASDAQ: VBNK · FINANCIAL SERVICES · BANKS - REGIONAL
$18.44
+1.32% today
Updated 2026-05-06
Market cap
$581.91M
P/E ratio
25.48
P/S ratio
4.50x
EPS (TTM)
$0.71
Dividend yield
0.56%
52W range
$10 – $19
Volume
0.1M
VersaBank (VBNK) Financial statements
SEC filings — annual and quarterly data.
Profit margin
24.30%
Operating margin
42.60%
ROE
5.90%
ROA
0.57%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2011 | $29.23M | $7.57M | 100.00% | 38.28% | 25.90% |
| 2012 | $32.90M | $3.82M | 100.00% | 24.60% | 11.62% |
| 2013 | $63.24M | $1.76M | 43.41% | 3.96% | 2.79% |
| 2014 | $60.79M | $5.68M | 48.67% | 10.21% | 9.34% |
| 2015 | $65.85M | $8.22M | 51.36% | 13.73% | 12.48% |
| 2016 | $70.94M | $8.47M | 54.71% | 16.58% | 11.94% |
| 2017 | $71.62M | $19.47M | 61.39% | 20.57% | 27.19% |
| 2018 | $81.10M | $18.07M | 63.32% | 30.84% | 22.29% |
| 2019 | $88.33M | $20.20M | 61.38% | 31.50% | 22.87% |
| 2020 | $86.15M | $19.41M | 63.29% | 31.05% | 22.52% |
| 2021 | $94.69M | $22.38M | 69.49% | 32.52% | 23.64% |
| 2022 | $132.54M | $22.66M | 61.82% | 24.56% | 17.09% |
| 2023 | $237.92M | $42.16M | 45.40% | 24.23% | 17.72% |
| 2024 | $111.63M | $39.75M | 100.00% | 49.08% | 35.61% |
| 2025 | $120.23M | $28.46M | 100.00% | 34.51% | 23.67% |