UVE
Universal Insurance Holdings Inc
NYSE: UVE · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$39.63
+1.15% today
Updated 2026-04-30
Market cap
$1.15B
P/E ratio
6.00
P/S ratio
0.72x
EPS (TTM)
$6.88
Dividend yield
1.58%
52W range
$22 – $42
Volume
0.2M
WallStSmart proprietary scores
66
out of 100
Grade: B
Buy
Investment rating
6.0
Growth
B8.5
Quality
A7.5
Profitability
B+6.7
Valuation
B6/9
Piotroski F-Score
Moderate
1.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →204 stocks currently score above 75
Price targets
Analyst target
$44.00
+11.03%
12-Month target
$38.36
-3.20%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ ROE 38.90% — strong efficiency
+ Free cash flow $153.24M — positive
+ Debt/equity 0.20x — low leverage
Risks
- Altman Z 1.65 — distress zone
- Revenue declining -0.30% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.22B | $1.39B | $1.52B | $1.60B | $1.60B |
| Net income | $-22.26M | $66.82M | $58.93M | $182.95M | $54.29M |
| EPS | — | — | — | — | $6.88 |
| Free cash flow | $319.62M | $66.95M | $129.99M | $377.06M | $153.24M |
| Profit margin | -1.82% | 4.80% | 3.88% | 11.47% | 12.20% |
Peer comparison
Smart narrative
Universal Insurance Holdings Inc trades at $39.63. representing a P/E of 6.00x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 1.65, it sits in the distress. TTM revenue stands at $1.60B. with profit margins at 12.20%.
Frequently asked questions
What is Universal Insurance Holdings Inc's stock price?
Universal Insurance Holdings Inc (UVE) trades at $39.63.
Is Universal Insurance Holdings Inc overvalued?
Smart Value Score 66/100 (Grade B, Buy).
What is the price target of Universal Insurance Holdings Inc (UVE)?
The analyst target price is $44.00, representing +11.0% upside from the current price of $39.63.
What is Universal Insurance Holdings Inc's revenue?
TTM revenue is $1.60B.
Piotroski F-Score?
6/9 — moderate financial health.
Altman Z-Score?
1.65 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.72x
ROE38.90%
Beta0.70
50D MA$34.18
200D MA$30.18
Shares out0.03B
Float0.03B
Short ratio—
Avg volume0.2M
Performance
1 week-2.15%
1 month-2.21%
3 months+16.18%
YTD+0.89%
1 year—
3 years—
5 years—