UPST
Upstart Holdings Inc
NASDAQ: UPST · FINANCIAL SERVICES · CREDIT SERVICES
$30.48
-7.24% today
Updated 2026-04-29
Market cap
$2.92B
P/E ratio
67.73
P/S ratio
2.71x
EPS (TTM)
$0.45
Dividend yield
—
52W range
$24 – $87
Volume
4.8M
Upstart Holdings Inc (UPST) Financial statements
SEC filings — annual and quarterly data.
Profit margin
4.98%
Operating margin
8.88%
ROE
7.49%
ROA
1.74%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2017 | $57.29M | $-8.86M | 82.14% | -13.15% | -15.47% |
| 2018 | $99.31M | $-11.22M | 84.48% | -8.03% | -11.30% |
| 2019 | $164.19M | $-5.02M | 84.81% | -2.79% | -3.06% |
| 2020 | $233.42M | $5.58M | 83.90% | 5.04% | 2.39% |
| 2021 | $848.59M | $135.44M | 86.14% | 16.60% | 15.96% |
| 2022 | $842.44M | $-108.67M | 77.68% | -13.52% | -12.90% |
| 2023 | $547.72M | $-240.13M | 92.77% | -43.82% | -43.84% |
| 2024 | $676.96M | $-128.58M | 92.89% | -18.97% | -18.99% |
| 2025 | $1.08B | $53.60M | 95.21% | 5.05% | 4.98% |