UPST
Upstart Holdings Inc
NASDAQ: UPST · FINANCIAL SERVICES · CREDIT SERVICES
$30.48
-7.24% today
Updated 2026-04-29
Market cap
$2.92B
P/E ratio
67.73
P/S ratio
2.71x
EPS (TTM)
$0.45
Dividend yield
—
52W range
$24 – $87
Volume
4.8M
Upstart Holdings Inc (UPST) Financial statements
SEC filings — annual and quarterly data.
Balance sheet — annual
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Total assets | — | $645.91M | $393.46M | $477.25M | $1.82B | $1.94B | $2.02B | $2.37B |
| Cash & equivalents | — | — | — | — | — | — | — | — |
| Current assets | — | $633.22M | $98.48M | $295.50M | $1.09B | $501.99M | $450.64M | $948.99M |
| Total liabilities | — | $542.65M | $455.15M | $177.00M | $1.01B | $1.26B | $1.38B | $1.73B |
| Current liabilities | — | $71.81M | $111.91M | $79.08M | $140.09M | $400.50M | $458.30M | $310.28M |
| Long-term debt | — | $78.89M | $34.01M | $62.63M | $695.43M | $986.39M | $653.00M | $1.21B |
| Shareholder equity | — | — | — | — | — | — | — | — |
| Retained earnings | — | $-75.08M | $-75.20M | $-69.22M | $66.22M | $-42.44M | $-282.58M | $-411.16M |
| Accounts receivable | — | $5.05M | $42.44M | $30.73M | $63.81M | $52.83M | $55.34M | $126.56M |
| Inventory | — | — | $-34.12M | $-19.07M | $-8.29M | $-1.18B | $-55.34M | — |
| Goodwill | — | — | — | $0.00 | $67.06M | $67.06M | $67.06M | $67.06M |