UPST
Upstart Holdings Inc
NASDAQ: UPST · FINANCIAL SERVICES · CREDIT SERVICES
$30.48
-7.24% today
Updated 2026-04-29
Market cap
$2.92B
P/E ratio
67.73
P/S ratio
2.71x
EPS (TTM)
$0.45
Dividend yield
—
52W range
$24 – $87
Volume
4.8M
Upstart Holdings Inc (UPST) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $10.36M | $50.34M | $31.58M | $15.70M | $168.35M | $-657.86M | $-111.71M | $186.33M | $-147.72M |
| Capital expenditures | $773000.00 | $1.04M | $5.28M | $5.61M | $15.12M | $22.91M | $12.09M | $9.99M | $18.41M |
| Depreciation | — | — | — | — | — | — | — | — | — |
| Stock-based comp | $1.29M | $2.04M | $3.81M | $11.51M | $73.19M | $125.94M | $175.04M | $133.40M | $131.95M |
| Free cash flow | $9.58M | $49.29M | $26.30M | $10.09M | $153.24M | $-680.77M | $-123.80M | $176.34M | $-166.13M |
| Investing cash flow | — | — | — | — | — | — | — | — | — |
| Financing cash flow | — | — | — | — | — | — | — | — | — |
| Dividends paid | — | — | $3.82M | — | $236000.00 | $12.35M | $8.43M | — | — |
| Share repurchases | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | $879.91M | $-658.77M | — | — | — |