Upbound Group Inc. (UPBD) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Upbound Group Inc. stock (UPBD) is currently trading at $18.33. Upbound Group Inc. PE ratio is 13.77. Upbound Group Inc. PS ratio (Price-to-Sales) is 0.21. Analyst consensus price target for UPBD is $29.14. WallStSmart rates UPBD as Hold.
- UPBD PE ratio analysis and historical PE chart
- UPBD PS ratio (Price-to-Sales) history and trend
- UPBD intrinsic value — DCF, Graham Number, EPV models
- UPBD stock price prediction 2025 2026 2027 2028 2029 2030
- UPBD fair value vs current price
- UPBD insider transactions and insider buying
- Is UPBD undervalued or overvalued?
- Upbound Group Inc. financial analysis — revenue, earnings, cash flow
- UPBD Piotroski F-Score and Altman Z-Score
- UPBD analyst price target and Smart Rating
Upbound Group Inc.
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UPBD Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Upbound Group Inc. (UPBD)
UPBD trades 133% above its Graham fair value of $8.50, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Upbound Group Inc. (UPBD) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, price/sales, price/book. Concerns around operating margin and eps growth. Fundamentals are solid but monitor weak areas for improvement.
Upbound Group Inc. (UPBD) Key Strengths (4)
Paying less than $1 for every $1 of annual revenue
97.03% of shares held by major funds and institutions
Good growth relative to its price
Trading at 1.44x book value, attractively priced
Supporting Valuation Data
Upbound Group Inc. (UPBD) Areas to Watch (6)
Earnings declining -38.20%, profits shrinking
Very thin margins with limited operational efficiency
Very thin margins, barely profitable
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Solid revenue growth at 10.90% per year
Upbound Group Inc. (UPBD) Detailed Analysis Report
Overall Assessment
This company scores 57/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 4 register as strengths (avg 9.0/10) while 6 fall into concern territory (avg 3.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Institutional Own., PEG Ratio. Valuation metrics including PEG Ratio (1.39), Price/Sales (0.21), Price/Book (1.44) suggest the stock is attractively priced.
The Bear Case
The primary concerns are EPS Growth, Operating Margin, Profit Margin. Growth concerns include Revenue Growth at 10.90%, EPS Growth at -38.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 11.10%, Operating Margin at 9.48%, Profit Margin at 1.56%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 11.10% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 10.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Institutional Own.) and negatives (EPS Growth, Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
UPBD Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
UPBD's Price-to-Sales ratio of 0.21x trades at a deep discount to its historical average of 0.47x (7th percentile). The current valuation is 73% below its historical high of 0.78x set in Dec 2011, and 33% above its historical low of 0.16x in Jan 2017. Over the past 12 months, the PS ratio has compressed from ~0.3x as trailing revenue scaled faster than the stock price.
Compare UPBD with Competitors
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Data-driven financial summary for Upbound Group Inc. (UPBD) · TECHNOLOGY › SOFTWARE - APPLICATION
The Big Picture
Upbound Group Inc. operates as a stable business with moderate growth and solid fundamentals. Revenue reached 4.7B with 11% growth year-over-year. Profit margins are thin at 1.6%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Free cash flow is -8M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Margin expansion: can Upbound Group Inc. push profit margins above 15% as the business scales?
Dividend sustainability with a current yield of 9.1%. Watch payout ratio and free cash flow coverage.
Volatility is elevated with a beta of 1.84, so expect amplified moves relative to the broader market.
Sector dynamics: monitor SOFTWARE - APPLICATION industry trends, competitive moves, and regulatory changes that could impact Upbound Group Inc..
Bottom Line
Upbound Group Inc. offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 10:05:38 AM
About Upbound Group Inc.(UPBD)
NASDAQ
TECHNOLOGY
SOFTWARE - APPLICATION
USA
Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company is headquartered in Plano, Texas.