UBSI
United Bankshares Inc
NASDAQ: UBSI · FINANCIAL SERVICES · BANKS - REGIONAL
$48.71
+1.37% today
Updated 2026-10-29
Market cap
$6.54B
P/E ratio
13.20
P/S ratio
5.20x
EPS (TTM)
$3.64
Dividend yield
3.13%
52W range
$33 – $49
Volume
1.0M
WallStSmart proprietary scores
61
out of 100
Grade: C+
Hold
Investment rating
5.3
Growth
C+6.3
Quality
B7.5
Profitability
B+5.7
Valuation
C+6/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →271 stocks currently score above 75
Price targets
Analyst target
$51.67
+6.08%
12-Month target
$40.97
-15.89%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy0 Buy4 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 40.80% — above average
+ Free cash flow $100.32M — positive
+ Debt/equity 0.15x — low leverage
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.15B | $1.53B | $1.62B | $1.82B | $1.26B |
| Net income | $379.63M | $366.31M | $373.00M | $464.60M | $128.70M |
| EPS | — | — | — | — | $3.64 |
| Free cash flow | $743.96M | $423.55M | $433.33M | $481.19M | $100.32M |
| Profit margin | 33.14% | 23.96% | 23.01% | 25.52% | 40.80% |
Peer comparison
Smart narrative
United Bankshares Inc trades at $48.71. representing a P/E of 13.20x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. TTM revenue stands at $1.26B. with profit margins at 40.80%.
Frequently asked questions
What is United Bankshares Inc's stock price?
United Bankshares Inc (UBSI) trades at $48.71, on a P/E of 13.2x and a P/S of 5.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is United Bankshares Inc overvalued?
United Bankshares Inc carries a Smart Value Score of 61/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of United Bankshares Inc (UBSI)?
The 12-month analyst consensus target is $51.67, about 6.1% above the current $48.71. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is United Bankshares Inc's revenue?
United Bankshares Inc's trailing twelve-month revenue is $1.26B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio5.20x
ROE9.19%
Beta0.74
50D MA$47.02
200D MA$44.72
Shares out0.14B
Float0.13B
Short ratio—
Avg volume1.0M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—