WallStSmart
UBFO

United Security Bancshares

NASDAQ: UBFO · FINANCIAL SERVICES · BANKS - REGIONAL

$10.51
+0.00% today

Updated 2026-04-30

Market cap
$185.03M
P/E ratio
15.01
P/S ratio
3.83x
EPS (TTM)
$0.70
Dividend yield
4.57%
52W range
$8 – $12
Volume
0.0M

United Security Bancshares (UBFO) Financial statements

SEC filings — annual and quarterly data.

Profit margin
25.50%
Operating margin
39.20%
ROE
9.10%
ROA
1.00%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$56.39M$13.36M73.30%37.94%23.69%
2007$66.82M$11.26M60.69%26.67%16.85%
2008$53.49M$4.07M54.26%10.61%7.61%
2009$41.98M$-4.54M50.69%-15.93%-10.81%
2010$38.43M$-4.44M55.60%-19.92%-11.55%
2011$32.65M$-10.81M49.26%-38.37%-33.11%
2012$31.37M$6.07M90.18%24.23%19.35%
2013$27.46M$7.27M98.13%26.85%26.47%
2014$30.08M$6.22M98.34%34.60%20.66%
2015$32.21M$6.81M96.15%35.11%21.14%
2016$33.99M$7.38M95.92%36.05%21.73%
2017$37.16M$8.64M95.28%42.48%23.25%
2018$41.16M$14.02M97.72%47.07%34.06%
2019$46.98M$15.17M91.68%45.27%32.30%
2020$39.67M$8.96M87.25%31.29%22.59%
2021$41.03M$10.10M89.80%32.45%24.61%
2022$51.00M$15.69M90.20%43.25%30.76%
2023$65.95M$19.80M81.02%41.66%30.02%
2024$65.46M$14.78M74.24%31.04%22.58%
2025$65.90M$12.29M73.27%25.33%18.65%