Tyler Technologies Inc (TYL) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Tyler Technologies Inc stock (TYL) is currently trading at $338.27. Tyler Technologies Inc PE ratio is 48.57. Tyler Technologies Inc PS ratio (Price-to-Sales) is 6.45. Analyst consensus price target for TYL is $443.48. WallStSmart rates TYL as Underperform.
- TYL PE ratio analysis and historical PE chart
- TYL PS ratio (Price-to-Sales) history and trend
- TYL intrinsic value — DCF, Graham Number, EPV models
- TYL stock price prediction 2025 2026 2027 2028 2029 2030
- TYL fair value vs current price
- TYL insider transactions and insider buying
- Is TYL undervalued or overvalued?
- Tyler Technologies Inc financial analysis — revenue, earnings, cash flow
- TYL Piotroski F-Score and Altman Z-Score
- TYL analyst price target and Smart Rating
Tyler Technologies Inc
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TYL Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Tyler Technologies Inc (TYL)
TYL trades 450% above its Graham fair value of $61.72, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Tyler Technologies Inc (TYL) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, institutional own.. Concerns around return on equity and eps growth. Mixed signals suggest waiting for clearer direction before acting.
Tyler Technologies Inc (TYL) Key Strengths (2)
101.37% of shares held by major funds and institutions
Large-cap company with substantial market presence
Supporting Valuation Data
Tyler Technologies Inc (TYL) Areas to Watch (8)
Earnings barely growing at 1.10%
Low profitability relative to shareholder equity
Thin operating margins with cost pressures present
Premium valuation at 6.5x annual revenue
Premium pricing at 4.1x book value
Modest revenue growth at 6.30%
Growth is fairly priced, not cheap, not expensive
Decent profitability, keeps $14 per $100 revenue
Supporting Valuation Data
Tyler Technologies Inc (TYL) Detailed Analysis Report
Overall Assessment
This company scores 49/100 in our Smart Analysis, earning a D+ grade. Out of 10 metrics analyzed, 2 register as strengths (avg 9.5/10) while 8 fall into concern territory (avg 4.1/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Institutional Own., Market Cap.
The Bear Case
The primary concerns are EPS Growth, Return on Equity, Operating Margin. Some valuation metrics including PEG Ratio (1.75), Price/Sales (6.45), Price/Book (4.07) suggest expensive pricing. Growth concerns include Revenue Growth at 6.30%, EPS Growth at 1.10%, which may limit upside. Profitability pressure is visible in Return on Equity at 8.90%, Operating Margin at 13.20%, Profit Margin at 13.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 8.90% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 6.30% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. EPS Growth and Return on Equity are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
TYL Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
TYL's Price-to-Sales ratio of 6.45x sits near its historical average of 6.64x (52th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 58% below its historical high of 15.26x set in Nov 2015, and 216% above its historical low of 2.04x in Jan 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Tyler Technologies Inc (TYL) · TECHNOLOGY › SOFTWARE - APPLICATION
The Big Picture
Tyler Technologies Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 2.3B with 6% growth year-over-year. Profit margins of 13.5% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 890.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 240M in free cash flow and 244M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Margin expansion: can Tyler Technologies Inc push profit margins above 15% as the business scales?
Sector dynamics: monitor SOFTWARE - APPLICATION industry trends, competitive moves, and regulatory changes that could impact Tyler Technologies Inc.
Bottom Line
Tyler Technologies Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(104 last 3 months)
| Insider | Type | Shares |
|---|---|---|
POPE, DANIEL M Director | Sell | -500 |
| Insider | Type | Shares |
|---|---|---|
TEED, ANDREW D. Director | Buy | +1,600 |
| Insider | Type | Shares |
|---|---|---|
DIAZ-PEDROSA, ABIGAIL MARSHALL Chief Administrative Officer | Buy | +610 |
| Insider | Type | Shares |
|---|---|---|
PUCKETT, JEFFREY DAVID Chief Operating Officer | Buy | +9.719 |
Data sourced from SEC Form 4 filings
Last updated: 9:00:22 PM
About Tyler Technologies Inc(TYL)
NYSE
TECHNOLOGY
SOFTWARE - APPLICATION
USA
Tyler Technologies, Inc., based in Plano, Texas, is the largest provider of software to the United States public sector.