TWFG
TWFG, Inc. Class A Common Stock
NASDAQ: TWFG · FINANCIAL SERVICES · INSURANCE BROKERS
$24.71
+1.73% today
Updated 2026-09-23
Market cap
$344.29M
P/E ratio
44.55
P/S ratio
1.17x
EPS (TTM)
$0.60
Dividend yield
—
52W range
$17 – $31
Volume
0.2M
WallStSmart proprietary scores
61
out of 100
Grade: C+
Hold
Investment rating
9.3
Growth
A+9.0
Quality
A+7.0
Profitability
B+4.7
Valuation
C6/9
Piotroski F-Score
Moderate
5.2
Altman Z-Score
Safe zone
—
Industry rank
—
View all highly rated stocks (75+) →255 stocks currently score above 75
Price targets
Analyst target
$31.00
+25.46%
12-Month target
$15.82
-35.98%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy3 Buy3 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Altman Z 5.23 — safe zone
+ Free cash flow $9.31M — positive
+ Revenue growth 45.10% QoQ
+ Debt/equity 0.17x — low leverage
Risks
- Thin margins at 2.98%
- P/E 44.55x — expensive valuation
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $147.78M | $166.99M | $193.72M | $233.96M | $294.73M |
| Net income | $20.61M | $4.13M | $2.75M | $7.96M | $2.37M |
| EPS | — | — | — | — | $0.60 |
| Free cash flow | $13.48M | $14.51M | $37.28M | $53.15M | $9.31M |
| Profit margin | 13.95% | 2.47% | 1.42% | 3.40% | 2.98% |
Peer comparison
Smart narrative
TWFG, Inc. Class A Common Stock trades at $24.71. representing a P/E of 44.55x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 5.23, it sits in the safe zone. TTM revenue stands at $294.73M. with profit margins at 2.98%.
Frequently asked questions
What is TWFG, Inc. Class A Common Stock's stock price?
TWFG, Inc. Class A Common Stock (TWFG) trades at $24.71, on a P/E of 44.6x and a P/S of 1.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is TWFG, Inc. Class A Common Stock overvalued?
TWFG, Inc. Class A Common Stock carries a Smart Value Score of 61/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of TWFG, Inc. Class A Common Stock (TWFG)?
The 12-month analyst consensus target is $31.00, about 25.5% above the current $24.71. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is TWFG, Inc. Class A Common Stock's revenue?
TWFG, Inc. Class A Common Stock's trailing twelve-month revenue is $294.73M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
TWFG, Inc. Class A Common Stock's Altman Z-Score is 5.23, which places it in the safe zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE BROKERS
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.17x
ROE19.06%
Beta0.18
50D MA$27.63
200D MA$23.51
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.2M
Performance
1 week+0.31%
1 month-0.62%
3 months+39.90%
YTD+0.42%
1 year+10.06%
3 years—
5 years—