WallStSmart
TRUP

Trupanion Inc

NASDAQ: TRUP · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$25.08
+0.48% today

Updated 2026-04-29

Market cap
$1.09B
P/E ratio
55.73
P/S ratio
0.76x
EPS (TTM)
$0.45
Dividend yield
52W range
$24 – $58
Volume
0.4M

WallStSmart proprietary scores

53
out of 100
Grade: C
Hold
Investment rating
8.0
Growth
A
5.0
Quality
C+
4.0
Profitability
C
4.0
Valuation
C
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$42.25
+68.46%
12-Month target
$16.88
-32.70%
Intrinsic (DCF)
Margin of safety
1 Strong Buy2 Buy3 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Free cash flow $25.34M — positive
+ Revenue growth 11.70% QoQ
Risks
- Thin margins at 1.35%
- P/E 55.73x — expensive valuation

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$905.18M$1.11B$1.29B$1.44B$1.44B
Net income$-44.67M$-44.69M$-9.63M$19.43M$5.63M
EPS$0.45
Free cash flow$-25.09M$358000.00$38.57M$75.36M$25.34M
Profit margin-4.94%-4.03%-0.75%1.35%1.35%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
TRUP$1.09B538.04.04.05.0Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

Trupanion Inc trades at $25.08. representing a P/E of 55.73x trailing earnings. Our Smart Value Score of 53/100 indicates the stock is fair. TTM revenue stands at $1.44B. with profit margins at 1.35%.

Frequently asked questions

What is Trupanion Inc's stock price?
Trupanion Inc (TRUP) trades at $25.08.
Is Trupanion Inc overvalued?
Smart Value Score 53/100 (Grade C, Hold).
What is the price target of Trupanion Inc (TRUP)?
The analyst target price is $42.25, representing +68.5% upside from the current price of $25.08.
What is Trupanion Inc's revenue?
TTM revenue is $1.44B.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.76x
ROE5.50%
Beta1.66
50D MA$26.47
200D MA$37.19
Shares out0.04B
Float0.03B
Short ratio
Avg volume0.4M

Performance

1 week
1 month
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YTD
1 year
3 years
5 years