TRUP
Trupanion Inc
NASDAQ: TRUP · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$23.84
+1.15% today
Updated 2026-06-05
Market cap
$951.80M
P/E ratio
36.98
P/S ratio
0.64x
EPS (TTM)
$0.59
Dividend yield
—
52W range
$21 – $58
Volume
0.4M
WallStSmart proprietary scores
53
out of 100
Grade: C
Hold
Investment rating
8.0
Growth
A7.0
Quality
B+4.0
Profitability
C4.7
Valuation
C4/9
Piotroski F-Score
Moderate
1.9
Altman Z-Score
Grey zone
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$39.75
+66.74%
12-Month target
$16.88
-29.19%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy3 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $13.75M — positive
+ Revenue growth 12.30% QoQ
+ Debt/equity 0.28x — low leverage
Risks
- Thin margins at 1.74%
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $905.18M | $1.11B | $1.29B | $1.44B | $1.48B |
| Net income | $-44.67M | $-44.69M | $-9.63M | $19.43M | $4.88M |
| EPS | — | — | — | — | $0.59 |
| Free cash flow | $-25.09M | $358000.00 | $38.57M | $75.36M | $13.75M |
| Profit margin | -4.94% | -4.03% | -0.75% | 1.35% | 1.74% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-27 | QURESHI, FAWWAD | Sale | 6,007 | $22.17 |
| 2026-05-27 | QURESHI, FAWWAD | Sale | 170 | $22.63 |
| 2026-05-25 | WHEELER, SIMON | Sale | 321 | — |
Peer comparison
Smart narrative
Trupanion Inc trades at $23.84. representing a P/E of 36.98x trailing earnings. Our Smart Value Score of 53/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 1.86, it sits in the grey zone. TTM revenue stands at $1.48B. with profit margins at 1.74%.
Frequently asked questions
What is Trupanion Inc's stock price?
Trupanion Inc (TRUP) trades at $23.84, on a P/E of 37.0x and a P/S of 0.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Trupanion Inc overvalued?
Trupanion Inc carries a Smart Value Score of 53/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Trupanion Inc (TRUP)?
The 12-month analyst consensus target is $39.75, about 66.7% above the current $23.84. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Trupanion Inc's revenue?
Trupanion Inc's trailing twelve-month revenue is $1.48B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Trupanion Inc's Altman Z-Score is 1.86, which places it in the grey zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.64x
ROE6.53%
Beta1.49
50D MA$24.98
200D MA$34.48
Shares out0.04B
Float0.03B
Short ratio—
Avg volume0.4M
Performance
1 week+0.00%
1 month-1.48%
3 months-11.08%
YTD-41.13%
1 year—
3 years—
5 years—