WallStSmart
TOWN

Towne Bank

NASDAQ: TOWN · FINANCIAL SERVICES · BANKS - REGIONAL

$34.99
+0.46% today

Updated 2026-05-08

Market cap
$3.17B
P/E ratio
15.73
P/S ratio
3.62x
EPS (TTM)
$2.21
Dividend yield
3.09%
52W range
$31 – $37
Volume
0.5M

WallStSmart proprietary scores

58
out of 100
Grade: C+
Hold
Investment rating
6.0
Growth
B
5.3
Quality
C+
6.5
Profitability
B
6.0
Valuation
B
3/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →195 stocks currently score above 75

Price targets

Analyst target
$40.25
+15.03%
12-Month target
$33.31
-4.80%
Intrinsic (DCF)
Margin of safety
2 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $102.28M — positive
+ Revenue growth 29.80% QoQ
+ Debt/equity 0.15x — low leverage
Risks
- Piotroski 3/9 — weak financial health

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$742.95M$942.55M$1.02B$1.01B$877.21M
Net income$188.99M$153.72M$161.76M$169.53M$40.99M
EPS$2.21
Free cash flow$363.22M$117.17M$81.09M$211.67M$102.28M
Profit margin25.44%16.31%15.79%16.82%19.00%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
TOWN$3.17B586.06.56.05.3Buy
BRK-A$1.03T596.76.55.08.5Buy
BRK-B$1.02T626.76.55.08.0Buy
JPM$820.65B738.08.05.75.5Strong Buy
V$610.99B728.710.05.05.5Strong Buy
MA$442.62B708.010.05.06.0Strong Buy

Smart narrative

Towne Bank trades at $34.99. representing a P/E of 15.73x trailing earnings. Our Smart Value Score of 58/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $877.21M. with profit margins at 19.00%.

Frequently asked questions

What is Towne Bank's stock price?
Towne Bank (TOWN) trades at $34.99.
Is Towne Bank overvalued?
Smart Value Score 58/100 (Grade C+, Hold).
What is the price target of Towne Bank (TOWN)?
The analyst target price is $40.25, representing +15.0% upside from the current price of $34.99.
What is Towne Bank's revenue?
TTM revenue is $877.21M.
Piotroski F-Score?
3/9 — weak financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.62x
ROE6.56%
Beta0.73
50D MA$34.39
200D MA$34.75
Shares out0.09B
Float0.09B
Short ratio
Avg volume0.5M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years