THG
The Hanover Insurance Group Inc
NYSE: THG · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$230.09
-0.97% today
Updated 2026-07-30
Market cap
$7.50B
P/E ratio
10.81
P/S ratio
1.12x
EPS (TTM)
$19.83
Dividend yield
1.74%
52W range
$160 – $225
Volume
0.3M
WallStSmart proprietary scores
73
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+7.0
Quality
B+6.5
Profitability
B8.3
Valuation
A4/9
Piotroski F-Score
Moderate
0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$216.25
-6.02%
12-Month target
$172.66
-24.96%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy1 Buy4 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ ROE 20.20% — strong efficiency
+ Free cash flow $115.30M — positive
+ Debt/equity 0.24x — low leverage
Risks
- Altman Z 0.73 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $5.43B | $5.96B | $6.22B | $6.60B | $6.69B |
| Net income | $116.00M | $35.30M | $426.00M | $662.50M | $186.80M |
| EPS | — | — | — | — | $19.83 |
| Free cash flow | $704.50M | $349.80M | $796.20M | $1.17B | $115.30M |
| Profit margin | 2.14% | 0.59% | 6.85% | 10.04% | 10.80% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-26 | WARD, ELIZABETH A | Buy | 4 | — |
| 2026-06-26 | SALVATORE, BRYAN J | Buy | 25 | — |
| 2026-06-26 | ROCHE, JOHN C | Buy | 122 | — |
Peer comparison
Smart narrative
The Hanover Insurance Group Inc trades at $230.09. representing a P/E of 10.81x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.73, it sits in the distress. TTM revenue stands at $6.69B. with profit margins at 10.80%.
Frequently asked questions
What is The Hanover Insurance Group Inc's stock price?
The Hanover Insurance Group Inc (THG) trades at $230.09, on a P/E of 10.8x and a P/S of 1.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is The Hanover Insurance Group Inc overvalued?
The Hanover Insurance Group Inc carries a Smart Value Score of 73/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of The Hanover Insurance Group Inc (THG)?
The 12-month analyst consensus target is $216.25, about 6.0% below the current $230.09. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is The Hanover Insurance Group Inc's revenue?
The Hanover Insurance Group Inc's trailing twelve-month revenue is $6.69B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
The Hanover Insurance Group Inc's Altman Z-Score is 0.73, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.12x
ROE20.20%
Beta0.29
50D MA$200.14
200D MA$183.08
Shares out0.03B
Float0.03B
Short ratio—
Avg volume0.3M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—