THFF
First Financial Corporation Indiana
NASDAQ: THFF · FINANCIAL SERVICES · BANKS - REGIONAL
$66.42
+0.61% today
Updated 2026-06-05
Market cap
$880.12M
P/E ratio
10.88
P/S ratio
3.40x
EPS (TTM)
$6.80
Dividend yield
2.89%
52W range
$48 – $76
Volume
0.1M
WallStSmart proprietary scores
64
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B4.0
Quality
C7.5
Profitability
B+5.7
Valuation
C+5/9
Piotroski F-Score
Moderate
-0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$73.00
+9.91%
12-Month target
$77.40
+16.53%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 31.20% — above average
+ Free cash flow $21.93M — positive
Risks
- Altman Z -0.46 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $230.02M | $271.10M | $307.51M | $326.44M | $258.70M |
| Net income | $71.11M | $60.67M | $47.27M | $79.21M | $19.80M |
| EPS | — | — | — | — | $6.80 |
| Free cash flow | $77.36M | $79.55M | $54.26M | $86.42M | $21.93M |
| Profit margin | 30.91% | 22.38% | 15.37% | 24.26% | 31.20% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-02 | FRANKLIN, MARK ALLEN | Sale | 2,209 | $64.60 |
| 2026-02-09 | PANAGOULEAS, STEPHEN P | Buy | 2,129 | — |
| 2026-02-09 | MCHARGUE, RODGER ALLEN | Buy | 2,961 | — |
Peer comparison
Smart narrative
First Financial Corporation Indiana trades at $66.42. representing a P/E of 10.88x trailing earnings. Our Smart Value Score of 64/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of -0.46, it sits in the distress. TTM revenue stands at $258.70M. with profit margins at 31.20%.
Frequently asked questions
What is First Financial Corporation Indiana's stock price?
First Financial Corporation Indiana (THFF) trades at $66.42, on a P/E of 10.9x and a P/S of 3.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is First Financial Corporation Indiana overvalued?
First Financial Corporation Indiana carries a Smart Value Score of 64/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of First Financial Corporation Indiana (THFF)?
The 12-month analyst consensus target is $73.00, about 9.9% above the current $66.42. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of THFF by 2030?
Our research-backed model puts the 2030 base case at $90.22, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is First Financial Corporation Indiana's revenue?
First Financial Corporation Indiana's trailing twelve-month revenue is $258.70M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
First Financial Corporation Indiana's Altman Z-Score is -0.46, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.40x
ROE12.30%
Beta0.43
50D MA$67.48
200D MA$62.00
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week+0.00%
1 month+8.95%
3 months+17.59%
YTD+17.64%
1 year—
3 years—
5 years—