WallStSmart

Toronto Dominion Bank (TD) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target

Toronto Dominion Bank stock (TD) is currently trading at $91.99. Toronto Dominion Bank PE ratio is 10.22. Toronto Dominion Bank PS ratio (Price-to-Sales) is 2.34. Analyst consensus price target for TD is $98.46. WallStSmart rates TD as Buy.

  • TD PE ratio analysis and historical PE chart
  • TD PS ratio (Price-to-Sales) history and trend
  • TD intrinsic value — DCF, Graham Number, EPV models
  • TD stock price prediction 2025 2026 2027 2028 2029 2030
  • TD fair value vs current price
  • TD insider transactions and insider buying
  • Is TD undervalued or overvalued?
  • Toronto Dominion Bank financial analysis — revenue, earnings, cash flow
  • TD Piotroski F-Score and Altman Z-Score
  • TD analyst price target and Smart Rating
TD

Toronto Dominion Bank

NYSEFINANCIAL SERVICES
$91.99
$1.58 (-1.69%)
52W$52.64
$99.84
Target$98.46+7.0%

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IV

TD Intrinsic Value Analysis for Value Investors

Benjamin Graham Formula · Toronto Dominion Bank (TD)

Margin of Safety
+77.4%
Strong Buy Zone
TD Fair Value
$421.20
Graham Formula
Current Price
$91.99
$329.21 below fair value
Undervalued
Fair: $421.20
Overvalued
Price $91.99
Graham IV $421.20
Analyst $98.46

TD trades at a significant discount to its Graham intrinsic value of $421.20, offering a 77% margin of safety — a level value investors typically seek before buying.

Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.

WallStSmart

Smart Analysis

Toronto Dominion Bank (TD) · 10 metrics scored

Smart Score

83
out of 100
Grade: A-
Exceptional Buy
Investment Rating

Category Performance

WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.

Investment Thesis

Strong fundamentals in market cap, peg ratio, operating margin. Overall metrics suggest strong investment potential with favorable risk/reward.

Toronto Dominion Bank (TD) Key Strengths (9)

Avg Score: 8.7/10
Operating MarginProfitability
35.90%10/10

Keeps $36 of every $100 in revenue after operating costs

EPS GrowthGrowth
51.30%10/10

Earnings per share surging 51.30% year-over-year

Profit MarginProfitability
33.00%10/10

Keeps $33 of every $100 in revenue as net profit

Market CapQuality
$154.24B9/10

Large-cap company with substantial market presence

PEG RatioValuation
1.018/10

Good growth relative to its price

Price/BookValuation
1.888/10

Trading at 1.88x book value, attractively priced

Revenue GrowthGrowth
21.10%8/10

Strong revenue growth at 21.10% annually

Institutional Own.Quality
55.39%8/10

55.39% held by institutions, strong professional interest

Return on EquityProfitability
17.80%7/10

Solid profitability: $18 profit per $100 equity

Supporting Valuation Data

P/E Ratio
10.22
Undervalued
Forward P/E
13.61
Attractive
Trailing P/E
10.22
Undervalued

Toronto Dominion Bank (TD) Areas to Watch (1)

Avg Score: 6.0/10
Price/SalesValuation
2.346/10

Revenue is fairly priced at 2.34x sales

Toronto Dominion Bank (TD) Detailed Analysis Report

Overall Assessment

This company scores 83/100 in our Smart Analysis, earning a A- grade. Out of 10 metrics analyzed, 9 register as strengths (avg 8.7/10) while 1 fall into concern territory (avg 6.0/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.

The Bull Case

The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Valuation metrics including PEG Ratio (1.01), Price/Book (1.88) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 17.80%, Operating Margin at 35.90%, Profit Margin at 33.00%. Growth metrics are encouraging with Revenue Growth at 21.10%, EPS Growth at 51.30%.

The Bear Case

The primary concerns are Price/Sales. Some valuation metrics including Price/Sales (2.34) suggest expensive pricing.

Key Dynamics to Monitor

Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 17.80% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 21.10% strong but requiring continuation.

Risk Considerations

Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.

Bottom Line

The combination of Operating Margin and EPS Growth makes a compelling case at current levels. The key risk is Price/Sales, but the overall fundamental picture is positive with a clear path to maintaining or improving the current A- grade.

Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.

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WallStSmart Analysis Synopsis

Data-driven financial summary for Toronto Dominion Bank (TD) · FINANCIAL SERVICESBANKS - DIVERSIFIED

The Big Picture

Toronto Dominion Bank is a strong growth company balancing expansion with improving profitability. Revenue reached 66.0B with 21% growth year-over-year. Profit margins are strong at 33.0%, reflecting pricing power and operational efficiency.

Key Findings

Excellent Capital Efficiency

ROE of 1780.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.

Strong Profitability

Profit margin of 33.0% and operating margin of 35.9% demonstrate strong pricing power and operational efficiency.

High Debt Load

Debt-to-equity ratio of 2.14 is elevated. High leverage amplifies both gains and losses and increases financial risk.

What to Watch Next

Growth sustainability: can Toronto Dominion Bank maintain 21%+ revenue growth, or will competition slow it down?

Dividend sustainability with a current yield of 4.5%. Watch payout ratio and free cash flow coverage.

Debt management: total debt of 269.6B is significantly higher than cash (6.3B). Monitor refinancing risk.

Sector dynamics: monitor BANKS - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact Toronto Dominion Bank.

Bottom Line

Toronto Dominion Bank offers an attractive blend of growth (21% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.

This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.

Insider Transactions(3 last 3 months)

Total Buys
1
Total Sells
2

Data sourced from SEC Form 4 filings

Last updated: 7:04:32 AM

About Toronto Dominion Bank(TD)

Exchange

NYSE

Sector

FINANCIAL SERVICES

Industry

BANKS - DIVERSIFIED

Country

USA

Toronto-Dominion Bank offers a variety of personal and commercial banking products and services in Canada and the United States. The company is headquartered in Toronto, Canada.

Visit Toronto Dominion Bank (TD) Website
66 WELLINGTON STREET WEST, TORONTO, ON, CANADA, M5K 1A2