WallStSmart
TCBC

TC Bancshares Inc

NASDAQ: TCBC · FINANCIAL SERVICES · BANKS - REGIONAL

$21.65
+0.00% today

Updated 2026-06-04

Market cap
$90.63M
P/E ratio
721.67
P/S ratio
4.95x
EPS (TTM)
$0.03
Dividend yield
52W range
$15 – $25
Volume
0.0M

WallStSmart proprietary scores

44
out of 100
Grade: D
Sell
Investment rating
8.7
Growth
A
5.0
Quality
C+
5.0
Profitability
C+
4.0
Valuation
C
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$1.40
-93.53%
12-Month target
$1.40
-93.53%
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
+ Revenue growth 24.40% QoQ
Risks
- P/E 721.67x — expensive valuation

Key financials

Revenue Net Income Free Cash Flow
Metric2021202220232024TTM
Revenue$16.42M$17.28M$21.96M$27.24M$18.31M
Net income$2.64M$1.76M$265825.00$594751.00$1.41M
EPS$0.03
Free cash flow$3.80M$4.16M$1.91M$2.96M
Profit margin16.08%10.19%1.21%2.18%9.76%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
TCBC$90.63M448.75.04.05.0Hold
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

TC Bancshares Inc trades at $21.65. representing a P/E of 721.67x trailing earnings. Our Smart Value Score of 44/100 indicates the stock is fair. TTM revenue stands at $18.31M. with profit margins at 9.76%.

Frequently asked questions

What is TC Bancshares Inc's stock price?

TC Bancshares Inc (TCBC) trades at $21.65, on a P/E of 721.7x and a P/S of 5.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is TC Bancshares Inc overvalued?

TC Bancshares Inc carries a Smart Value Score of 44/100 (Grade D), which we rate Sell. That score blends growth, quality, and valuation into one read.

What is the price target of TC Bancshares Inc (TCBC)?

The 12-month analyst consensus target is $1.40, about 93.5% below the current $21.65. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is TC Bancshares Inc's revenue?

TC Bancshares Inc's trailing twelve-month revenue is $18.31M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.95x
ROE2.30%
Beta0.18
50D MA$20.46
200D MA$17.78
Shares out0.00B
Float0.00B
Short ratio
Avg volume0.0M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years