What is Stellar Bancorp, Inc. (STEL) stock price today?

Stellar Bancorp, Inc. (STEL) currently trades at $37.32 per share. The stock has a market capitalization of $1.90B and a P/E ratio of 18.12x.

Is STEL stock a buy, sell, or hold in 2026?

Based on WallStSmart's proprietary analysis, Stellar Bancorp, Inc. has a Smart Value Score of 52/100 (Grade C), resulting in a "Hold" investment rating. The Piotroski F-Score is —/9 and Altman Z-Score is —.

What is the STEL stock price target for 2026?

WallStSmart's 12-month price target for Stellar Bancorp, Inc. is $39.52.

What is Stellar Bancorp, Inc.'s revenue and earnings?

Stellar Bancorp, Inc. has trailing twelve-month (TTM) revenue of $413.25M with profit margins of 24.90%. Earnings per share (EPS) is $2.06.

STEL

Stellar Bancorp, Inc.

NYSE: STEL · FINANCIAL SERVICES · BANKS - REGIONAL

$37.32

-0.72% today

Updated 2026-04-29

Market cap

$1.90B

P/E ratio

18.12

P/S ratio

4.60x

EPS (TTM)

$2.06

Dividend yield

—

52W range

$25 – $40

Volume

0.4M

Market cap

$1.90B

P/E ratio

18.12

P/S ratio

4.60x

EPS (TTM)

$2.06

Dividend yield

—

52W range

$25 – $40

Volume

0.4M

WallStSmart proprietary scores

out of 100

Grade: C

Hold

Investment rating

6.0

Growth

5.0

Quality

C+

6.5

Profitability

5.3

Valuation

C+

—/9

Piotroski F-Score

—

Altman Z-Score

—

Industry rank

—

View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target

$38.00

+1.82%

12-Month target

$39.52

+5.89%

Intrinsic (DCF)

—

Margin of safety

—

0 Strong Buy0 Buy3 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths

+ Profit margin 24.90% — above average

+ Free cash flow $12.03M — positive

Risks

- Revenue declining -3.10% QoQ

Key financials

Revenue Net Income Free Cash Flow

Metric	2022	2023	2024	2025	TTM
Revenue	$343.35M	$615.38M	$625.45M	$596.26M	$413.25M
Net income	$51.43M	$130.50M	$115.00M	$102.87M	$26.15M
EPS	—	—	—	—	$2.06
Free cash flow	$105.25M	$161.36M	$127.96M	$92.61M	$12.03M
Profit margin	14.98%	21.21%	18.39%	17.25%	24.90%

Peer comparison

Company	Mkt Cap	Score	Growth	Profit	Value	Quality	MoS	Rating
STEL	$1.90B	52	6.0	6.5	5.3	5.0	—	Buy
BRK-B	$1.03T	54	3.3	7.5	5.0	8.0	—	Buy
BRK-A	$1.02T	51	3.3	7.5	5.0	8.0	—	Buy
JPM	$828.64B	73	8.0	8.0	5.7	5.5	—	Strong Buy
V	$636.99B	68	7.3	10.0	5.0	5.5	—	Strong Buy
MA	$444.77B	70	8.0	10.0	4.3	6.0	—	Strong Buy

Smart narrative

Stellar Bancorp, Inc. trades at $37.32. representing a P/E of 18.12x trailing earnings. Our Smart Value Score of 52/100 indicates the stock is fair. TTM revenue stands at $413.25M. with profit margins at 24.90%.

Frequently asked questions

What is Stellar Bancorp, Inc.'s stock price?

Stellar Bancorp, Inc. (STEL) trades at $37.32.

Is Stellar Bancorp, Inc. overvalued?

Smart Value Score 52/100 (Grade C, Hold).

What is the price target of Stellar Bancorp, Inc. (STEL)?

The analyst target price is $38.00, representing +1.8% upside from the current price of $37.32.

What is Stellar Bancorp, Inc.'s revenue?

TTM revenue is $413.25M.

Company info

SectorFINANCIAL SERVICES

IndustryBANKS - REGIONAL

CountryUSA

ExchangeNYSE

CurrencyUSD

Quick metrics

P/S ratio4.60x

ROE6.28%

Beta0.76

50D MA$37.05

200D MA$32.88

Shares out0.05B

Float0.04B

Short ratio—

Avg volume0.4M

Performance

1 week—

1 month—

3 months—

YTD—

1 year—

3 years—

5 years—

Compare

STEL vs BRK-B →STEL vs BRK-A →STEL vs JPM →Stock screener →