STEL
Stellar Bancorp, Inc.
NYSE: STEL · FINANCIAL SERVICES · BANKS - REGIONAL
$37.32
-0.72% today
Updated 2026-04-29
Market cap
$1.90B
P/E ratio
18.12
P/S ratio
4.60x
EPS (TTM)
$2.06
Dividend yield
—
52W range
$25 – $40
Volume
0.4M
Stellar Bancorp, Inc. (STEL) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
8 of 8
Last 8 quarters
Avg EPS surprise
+5.3%
Last 4 quarters
Revenue YoY growth
—
Most recent quarter
EPS YoY growth
+15.2%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+4.7%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
+13.0%
2026-01-28
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-24 | $0.53 | +6.0% | $37.56 | $37.56 | +0.0% |
| 2026-01-28 | $0.51 | +0.0% | $32.63 | $36.88 | +13.0% |
| 2025-10-24 | $0.50 | +2.0% | $29.46 | $29.80 | +1.2% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.50 | $0.53 | +6.0% | — | — |
| 2025-12-31 | $0.51 | $0.51 | +0.0% | $149.55M | -3.6% |
| 2025-09-30 | $0.49 | $0.50 | +2.0% | $150.40M | -4.9% |
| 2025-06-30 | $0.45 | $0.51 | +13.3% | $148.49M | -5.8% |
| 2025-03-31 | $0.44 | $0.46 | +4.5% | $147.82M | -4.5% |
| 2024-12-31 | $0.49 | $0.52 | +6.1% | $155.05M | -2.5% |
| 2024-09-30 | $0.49 | $0.63 | +28.6% | $158.08M | +1.4% |
| 2024-06-30 | $0.48 | $0.56 | +16.7% | $157.59M | — |
| 2024-03-31 | $0.48 | $0.49 | +2.1% | $154.72M | — |
| 2023-12-31 | $0.55 | $0.62 | +12.7% | $159.06M | — |
| 2023-09-30 | $0.57 | $0.63 | +10.5% | $155.96M | — |
Frequently asked questions
Has Stellar Bancorp, Inc. beaten earnings estimates?
Stellar Bancorp, Inc. has beaten Wall Street EPS estimates in 8 of its last 8 quarterly reports, with an average EPS surprise of +5.3% over the last 4 quarters.
How does STEL stock react to earnings?
STEL stock has moved an average of +4.7% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.