SSBI
Summit State Bank
NASDAQ: SSBI · FINANCIAL SERVICES · BANKS - REGIONAL
$13.66
-0.65% today
Updated 2026-04-29
Market cap
$92.50M
P/E ratio
13.52
P/S ratio
2.82x
EPS (TTM)
$1.01
Dividend yield
—
52W range
$9 – $14
Volume
0.0M
Summit State Bank (SSBI) Financial statements
SEC filings — annual and quarterly data.
Profit margin
20.70%
Operating margin
19.10%
ROE
7.05%
ROA
0.66%
Debt/equity
0.06x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $21.77M | $2.81M | 55.56% | 22.32% | 12.90% |
| 2007 | $23.95M | $1.94M | 47.17% | 13.80% | 8.11% |
| 2008 | $22.71M | $1.01M | 56.42% | 7.56% | 4.44% |
| 2009 | $21.77M | $2.08M | 57.69% | 16.28% | 9.56% |
| 2010 | $20.17M | $1.81M | 63.25% | 15.78% | 8.96% |
| 2011 | $20.60M | $2.23M | 68.07% | 18.40% | 10.81% |
| 2012 | $20.41M | $3.45M | 73.60% | 28.74% | 16.89% |
| 2013 | $19.51M | $4.32M | 93.21% | 37.68% | 22.15% |
| 2014 | $19.93M | $5.49M | 101.93% | 46.82% | 27.52% |
| 2015 | $21.22M | $6.03M | 99.36% | 48.35% | 28.42% |
| 2016 | $21.93M | $4.97M | 94.37% | 38.53% | 22.65% |
| 2017 | $22.43M | $3.29M | 88.14% | 26.40% | 14.68% |
| 2018 | $27.88M | $5.83M | 83.93% | 28.85% | 20.90% |
| 2019 | $32.47M | $6.48M | 76.21% | 27.34% | 19.95% |
| 2020 | $40.58M | $10.52M | 79.63% | 36.81% | 25.92% |
| 2021 | $46.43M | $14.70M | 87.81% | 44.97% | 31.66% |
| 2022 | $56.16M | $16.97M | 83.85% | 42.51% | 30.22% |
| 2023 | $65.06M | $10.82M | 61.49% | 23.49% | 16.63% |
| 2024 | $62.03M | $-4.19M | 39.99% | -7.07% | -6.76% |
| 2025 | $58.82M | $6.80M | 55.78% | 15.24% | 11.55% |