SPNS
Sapiens International Corporation NV
NASDAQ: SPNS · TECHNOLOGY · SOFTWARE - APPLICATION
$43.45
+0.00% today
Updated 2025-12-17
Market cap
$2.43B
P/E ratio
37.78
P/S ratio
4.30x
EPS (TTM)
$1.15
Dividend yield
1.38%
52W range
$24 – $44
Volume
0.5M
WallStSmart proprietary scores
43
out of 100
Grade: D
Sell
Investment rating
4.0
Growth
C5.0
Quality
C+4.0
Profitability
C2.7
Valuation
F—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$37.25
-14.27%
12-Month target
$34.42
-20.78%
Intrinsic (DCF)
$33.74
Margin of safety
-28.78%
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $10.18M — positive
Risks
- Thin margins at 0.11%
- 28.78% above intrinsic value
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|
| Revenue | $461.04M | $474.74M | $514.58M | $542.38M | $564.33M |
| Net income | $47.17M | $52.59M | $62.44M | $72.18M | $14.30M |
| EPS | — | — | — | — | $1.15 |
| Free cash flow | $68.69M | $34.73M | $70.16M | $72.21M | $10.18M |
| Profit margin | 10.23% | 11.08% | 12.13% | 13.31% | 0.11% |
Peer comparison
Smart narrative
Sapiens International Corporation NV trades at $43.45. representing a P/E of 37.78x trailing earnings. Our Smart Value Score of 43/100 indicates the stock is fair. TTM revenue stands at $564.33M. with profit margins at 0.11%. Our DCF model estimates intrinsic value at $33.74.
Frequently asked questions
What is Sapiens International Corporation NV's stock price?
Sapiens International Corporation NV (SPNS) trades at $43.45.
Is Sapiens International Corporation NV overvalued?
Smart Value Score 43/100 (Grade D, Sell). DCF value $33.74.
What is the price target of Sapiens International Corporation NV (SPNS)?
The analyst target price is $37.25, representing -14.3% downside from the current price of $43.45.
What is the intrinsic value of Sapiens International Corporation NV (SPNS)?
Based on our DCF model, intrinsic value is $33.74, a -28.8% margin of safety versus $43.45.
What is Sapiens International Corporation NV's revenue?
TTM revenue is $564.33M.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - APPLICATION
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.30x
ROE0.13%
Beta0.90
50D MA$43.18
200D MA$34.92
Shares out0.06B
Float0.03B
Short ratio—
Avg volume0.5M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—