SMBK
SmartFinancial, Inc.
NYSE: SMBK · FINANCIAL SERVICES · BANKS - REGIONAL
$41.94
+0.43% today
Updated 2026-04-30
Market cap
$732.16M
P/E ratio
13.72
P/S ratio
3.73x
EPS (TTM)
$3.12
Dividend yield
0.76%
52W range
$29 – $44
Volume
0.1M
SmartFinancial, Inc. (SMBK) Financial statements
SEC filings — annual and quarterly data.
Profit margin
26.90%
Operating margin
37.80%
ROE
9.88%
ROA
0.93%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $31.27M | $5.81M | 63.50% | 29.23% | 18.59% |
| 2007 | $36.48M | $871152.00 | 31.95% | 2.00% | 2.39% |
| 2008 | $32.57M | $2.51M | 50.28% | 11.69% | 7.71% |
| 2009 | $28.64M | $-8.18M | 8.90% | -47.20% | -28.56% |
| 2010 | $28.29M | $-4.71M | 41.71% | -22.07% | -16.64% |
| 2011 | $21.68M | $1.03M | 68.60% | 5.62% | 4.75% |
| 2012 | $20.37M | $1.40M | 74.40% | 9.72% | 6.88% |
| 2013 | $20.39M | $1.68M | 81.26% | 13.36% | 8.24% |
| 2014 | $21.32M | $1.83M | 88.42% | 13.84% | 8.60% |
| 2015 | $29.25M | $1.51M | 87.42% | 10.77% | 5.16% |
| 2016 | $45.59M | $5.80M | 88.84% | 20.09% | 12.72% |
| 2017 | $55.65M | $5.02M | 88.36% | 20.56% | 9.01% |
| 2018 | $96.74M | $18.10M | 80.87% | 22.05% | 18.71% |
| 2019 | $115.17M | $26.55M | 76.41% | 29.04% | 23.05% |
| 2020 | $133.04M | $24.33M | 80.89% | 23.22% | 18.29% |
| 2021 | $149.18M | $34.79M | 90.97% | 29.71% | 23.32% |
| 2022 | $186.55M | $43.02M | 86.41% | 29.43% | 23.06% |
| 2023 | $240.37M | $28.59M | 62.14% | 15.07% | 11.90% |
| 2024 | $285.27M | $36.14M | 58.31% | 15.94% | 12.67% |
| 2025 | $316.37M | $50.35M | 60.97% | 19.44% | 15.91% |