Shinhan Financial Group Co Ltd (SHG) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Shinhan Financial Group Co Ltd stock (SHG) is currently trading at $61.74. Shinhan Financial Group Co Ltd PE ratio is 9.40. Shinhan Financial Group Co Ltd PS ratio (Price-to-Sales) is 0.00. Analyst consensus price target for SHG is $86.43. WallStSmart rates SHG as Buy.
- SHG PE ratio analysis and historical PE chart
- SHG PS ratio (Price-to-Sales) history and trend
- SHG intrinsic value — DCF, Graham Number, EPV models
- SHG stock price prediction 2025 2026 2027 2028 2029 2030
- SHG fair value vs current price
- SHG insider transactions and insider buying
- Is SHG undervalued or overvalued?
- Shinhan Financial Group Co Ltd financial analysis — revenue, earnings, cash flow
- SHG Piotroski F-Score and Altman Z-Score
- SHG analyst price target and Smart Rating
Shinhan Financial Group Co
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SHG Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Shinhan Financial Group Co Ltd (SHG)
SHG trades at a significant discount to its Graham intrinsic value of $304.67, offering a 78% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Shinhan Financial Group Co Ltd (SHG) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, price/sales. Concerns around peg ratio and return on equity. Overall metrics suggest strong investment potential with favorable risk/reward.
Shinhan Financial Group Co Ltd (SHG) Key Strengths (7)
Keeps $37 of every $100 in revenue after operating costs
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 35.00% year-over-year
Keeps $32 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Strong revenue growth at 21.60% annually
Supporting Valuation Data
Shinhan Financial Group Co Ltd (SHG) Areas to Watch (3)
Very expensive relative to growth, significant premium
Very low institutional interest at 5.06%
Low profitability relative to shareholder equity
Shinhan Financial Group Co Ltd (SHG) Detailed Analysis Report
Overall Assessment
This company scores 76/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.6/10) while 3 fall into concern territory (avg 2.3/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Sales, Price/Book. Valuation metrics including Price/Sales (0.00), Price/Book (0.77) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 36.70%, Profit Margin at 31.60%. Growth metrics are encouraging with Revenue Growth at 21.60%, EPS Growth at 35.00%.
The Bear Case
The primary concerns are PEG Ratio, Institutional Own., Return on Equity. Some valuation metrics including PEG Ratio (5.10) suggest expensive pricing. Profitability pressure is visible in Return on Equity at 8.53%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether PEG Ratio improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 8.53% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 21.60% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Price/Sales makes a compelling case at current levels. The key risk is PEG Ratio, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
SHG Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
SHG's Price-to-Sales ratio of 0.00x trades at a deep discount to its historical average of 0.06x (71th percentile). The current valuation is 100% below its historical high of 1.3x set in Sep 2009, and Infinity% above its historical low of 0x in Mar 2020.
WallStSmart Analysis Synopsis
Data-driven financial summary for Shinhan Financial Group Co Ltd (SHG) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Shinhan Financial Group Co Ltd is a strong growth company balancing expansion with improving profitability. Revenue reached 15.7T with 22% growth year-over-year. Profit margins are strong at 31.6%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 31.6% and operating margin of 36.7% demonstrate strong pricing power and operational efficiency.
Free cash flow is -8.3T, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can Shinhan Financial Group Co Ltd maintain 22%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Shinhan Financial Group Co Ltd.
Bottom Line
Shinhan Financial Group Co Ltd offers an attractive blend of growth (22% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 12:59:12 PM
About Shinhan Financial Group Co Ltd(SHG)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
China
Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea and internationally. The company is headquartered in Seoul, South Korea.