WallStSmart
SHFS

SHF Holdings Inc

NASDAQ: SHFS · FINANCIAL SERVICES · BANKS - REGIONAL

$0.45
-10.30% today

Updated 2026-06-05

Market cap
$2.49M
P/E ratio
P/S ratio
0.34x
EPS (TTM)
$-0.95
Dividend yield
52W range
$0 – $9
Volume
0.3M

WallStSmart proprietary scores

29
out of 100
Grade: F
Strong Sell
Investment rating
3.0
Growth
D
5.5
Quality
C+
2.0
Profitability
F
5.0
Valuation
C+
3/9
Piotroski F-Score
Weak
-9.6
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$1.50
+234.15%
12-Month target
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
+ Debt/equity 0.10x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -9.64 — distress zone
- Thin margins at -29.40%
- Negative free cash flow $-1.08M
- Revenue declining -54.10% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$-32.00M$20.28M$18.41M$7.67M$7.36M
Net income$-35.13M$-17.28M$-48.32M$-2.16M$-1.78M
EPS$-0.95
Free cash flow$1.68M$-1.04M$430474.00$-3.42M$-1.08M
Profit margin109.78%-85.21%-262.50%-28.16%-29.40%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
SHFS$2.49M293.02.05.05.5Avoid
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

SHF Holdings Inc trades at $0.45. Our Smart Value Score of 29/100 indicates the stock is weak. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -9.64, it sits in the distress. TTM revenue stands at $7.36M. with profit margins at -29.40%.

Frequently asked questions

What is SHF Holdings Inc's stock price?

SHF Holdings Inc (SHFS) trades at $0.45, on a P/S of 0.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is SHF Holdings Inc overvalued?

SHF Holdings Inc carries a Smart Value Score of 29/100 (Grade F), which we rate Strong Sell. That score blends growth, quality, and valuation into one read.

What is the price target of SHF Holdings Inc (SHFS)?

The 12-month analyst consensus target is $1.50, about 234.2% above the current $0.45. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is SHF Holdings Inc's revenue?

SHF Holdings Inc's trailing twelve-month revenue is $7.36M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

SHF Holdings Inc's Altman Z-Score is -9.64, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.34x
ROE-46.29%
Beta0.84
50D MA$0.69
200D MA$1.85
Shares out0.01B
Float0.00B
Short ratio
Avg volume0.3M

Performance

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YTD
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