SFST
Southern First Bancshares Inc
NASDAQ: SFST · FINANCIAL SERVICES · BANKS - REGIONAL
$56.22
+0.89% today
Updated 2026-06-05
Market cap
$557.57M
P/E ratio
13.84
P/S ratio
4.57x
EPS (TTM)
$4.26
Dividend yield
—
52W range
$35 – $62
Volume
0.1M
WallStSmart proprietary scores
71
out of 100
Grade: B
Buy
Investment rating
9.3
Growth
A+4.5
Quality
C7.5
Profitability
B+5.7
Valuation
C+6/9
Piotroski F-Score
Moderate
-0.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$66.00
+17.40%
12-Month target
$67.33
+19.76%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 28.70% — above average
+ Free cash flow $10.49M — positive
+ Revenue growth 26.20% QoQ
Risks
- Altman Z -0.77 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $127.64M | $187.46M | $213.32M | $224.62M | $121.89M |
| Net income | $29.11M | $13.43M | $15.53M | $30.37M | $9.89M |
| EPS | — | — | — | — | $4.26 |
| Free cash flow | $36.35M | $16.41M | $24.77M | $29.88M | $10.49M |
| Profit margin | 22.81% | 7.16% | 7.28% | 13.52% | 28.70% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-01 | ORDERS, JAMES B III | Buy | 310 | — |
| 2026-06-01 | MCCLATCHEY, WILLIAM M. JR | Buy | 310 | — |
| 2026-06-01 | MANER, WILLIAM IV | Buy | 310 | — |
Peer comparison
Smart narrative
Southern First Bancshares Inc trades at $56.22. representing a P/E of 13.84x trailing earnings. Our Smart Value Score of 71/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of -0.77, it sits in the distress. TTM revenue stands at $121.89M. with profit margins at 28.70%.
Frequently asked questions
What is Southern First Bancshares Inc's stock price?
Southern First Bancshares Inc (SFST) trades at $56.22, on a P/E of 13.8x and a P/S of 4.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Southern First Bancshares Inc overvalued?
Southern First Bancshares Inc carries a Smart Value Score of 71/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Southern First Bancshares Inc (SFST)?
The 12-month analyst consensus target is $66.00, about 17.4% above the current $56.22. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Southern First Bancshares Inc's revenue?
Southern First Bancshares Inc's trailing twelve-month revenue is $121.89M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Southern First Bancshares Inc's Altman Z-Score is -0.77, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.57x
ROE9.22%
Beta0.69
50D MA$56.42
200D MA$51.58
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week+0.00%
1 month+5.74%
3 months+14.06%
YTD+14.46%
1 year—
3 years—
5 years—