WallStSmart
SFST

Southern First Bancshares Inc

NASDAQ: SFST · FINANCIAL SERVICES · BANKS - REGIONAL

$55.85
-3.26% today

Updated 2026-04-29

Market cap
$532.51M
P/E ratio
13.22
P/S ratio
4.37x
EPS (TTM)
$4.26
Dividend yield
52W range
$33 – $62
Volume
0.1M

WallStSmart proprietary scores

71
out of 100
Grade: B
Buy
Investment rating
9.3
Growth
A+
5.0
Quality
C+
7.5
Profitability
B+
5.7
Valuation
C+
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →204 stocks currently score above 75

Price targets

Analyst target
$66.00
+18.17%
12-Month target
$67.33
+20.56%
Intrinsic (DCF)
Margin of safety
1 Strong Buy0 Buy0 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 28.70% — above average
+ Revenue growth 26.20% QoQ
Risks
- Negative free cash flow $-2.36M

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$127.64M$187.46M$213.32M$224.62M$121.89M
Net income$29.11M$13.43M$15.53M$30.37M$9.89M
EPS$4.26
Free cash flow$36.35M$16.41M$24.77M$29.88M$-2.36M
Profit margin22.81%7.16%7.28%13.52%28.70%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
SFST$532.51M719.37.55.75.0Strong Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

Southern First Bancshares Inc trades at $55.85. representing a P/E of 13.22x trailing earnings. Our Smart Value Score of 71/100 indicates the stock is good. TTM revenue stands at $121.89M. with profit margins at 28.70%.

Frequently asked questions

What is Southern First Bancshares Inc's stock price?
Southern First Bancshares Inc (SFST) trades at $55.85.
Is Southern First Bancshares Inc overvalued?
Smart Value Score 71/100 (Grade B, Buy).
What is the price target of Southern First Bancshares Inc (SFST)?
The analyst target price is $66.00, representing +18.2% upside from the current price of $55.85.
What is Southern First Bancshares Inc's revenue?
TTM revenue is $121.89M.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.37x
ROE9.76%
Beta0.74
50D MA$55.82
200D MA$49.53
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.1M

Performance

1 week-0.19%
1 month+5.31%
3 months+3.40%
YTD+9.32%
1 year
3 years
5 years